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BECOME A GEORGIA HOMEOWNER WITH AN FHA MORTGAGE!

BECOME A GEORGIA HOMEOWNER WITH AN FHA MORTGAGE!

Federal Housing Authority (FHA) loans are great for Georgia first-time home buyers with low down payment and bad credit!

 

Georgia FHA mortgage lenders have relaxed qualifying standards and offer reasonable terms to people with lower credit scores, and even foreclosure or bankruptcy, because they are insured by the government. If you’re on the road to rebuilding your credit, an FHA mortgage loan may be the right choice for you.

FHA mortgage lenders  keep interests rates low to make buying a Georgia home as affordable as possible, even with bad credit. There are always fees when taking out a FHA mortgage, but FHA will allow the seller to pay up to 6% of your closing cost!

WILL YOU QUALIFY FOR A GEORGIA FHA MORTGAGE?

While Georgia FHA Mortgage is specifically designed for people with bad credit , there are still some general requirements you’ll have to meet. The best way to see if you qualify is to contact an FHA mortgage lender, but here is some info about FHA loan qualifications to study in the meantime.

  • FICO score of at least 580
  • Stable predictable income in the same line of work for at least 2 years!
  • Purchasing primary residence (not applicable for rentals, vacation homes, etc.)
  • No defaults on any government loans, have unpaid taxes, or any federal debt

There are many more benefits to financing your home with an FHA mortgage . It’s definitely worth looking into FHA Mortgage Lenders

GEORGIA MORTGAGE LENDERS 

GEORGIA FHA MORTGAGE LENDERS

 

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