The most important part of squiring an FHA mortgage is to get a pre-approval letter from and FHA mortgage lender. The peace of mind that comes with knowing that your mortgage loan and credit report have been approved will allow you to shop for your new home with confidence. And when you find a home and are ready to make an offer the fact that you have already been pre-approved by an FHA mortgage lender will give the seller confidence in you as a a solid FHA buyer.

What Type of FHA mortgage programs can we help you get approved for?

FHA Fixed Rate Mortgages (Section 203b) Through this program, HUD’s Federal Housing Administration (FHA) insures mortgages made by approved FHA mortgage lenders to people purchasing or refinancing a home of their own.

No Credit Score FHA Fixed Rate Mortgages (Section 203b) Through the FHA mortgage program, HUD’s Federal Housing Administration insures mortgages made by qualified lenders to people purchasing or refinancing a home of their own.

FHA Manufactured Home Mortgages (Section 203b) Through this program, HUD’s Federal Housing Administration (FHA) insures mortgages made by qualified lenders to people purchasing or refinancing a home of their own.

FHA Mortgages for Condominium Units (Section 234c) This program insures the loan for a person who purchases a unit in a condominium building.

FHA Bad Credit Mortgage Lenders    – FHA mortgage approvals with min 580 fico score with 3.5% down. And FHA mortgage loan approvals down to 530 with 10% down payment.

FHA Adjustable Rate Mortgages (Section 251) This insures home purchase or refinancing loans with interest rates that may increase or decrease over time, enabling consumers to purchase or refinance their home at a lower initial interest rate

FHA Graduated Mortgage Payment (Section 245) Enables a household with a limited income that is expected to rise to buy a home sooner by making mortgage payments that start small and increase gradually over time.

FHA Growing Equity Mortgages (Section 245a) Enables a household with a limited income that is expected to rise to buy a home sooner by making mortgage payments that start small and increase gradually over time. The increased payments are applied to reduce the principal owed on the mortgage and thus shorten the mortgage term.

FHA Energy Efficient Mortgages Energy Efficient Mortgages Program (EEM) helps homebuyers or homeowners save money on utility bills by enabling them to finance the cost of adding energy-efficiency features to new or existing housing as part of their FHA-insured home purchase or refinancing mortgage