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HOLLYWOOD FL FHA MORTGAGE LENDERS

HOLLYWOOD FL MORTGAGE LENDERS

Welcome and thank you for visiting US Mortgage Lenders webpage. We are local HOLLYWOOD Florida mortgage lenders.  We are available to answer any questions you might have 24/7.

US Mortgage Lenders professionals have earned their excellent 5 star zillow and google reviews by opening more doors to homes in HOLLYWOOD Florida than your average Florida lender. To discuss any of our full service HOLLYWOOD Florida programs including, FHA minimum score 550, FHA Cash Out and Streamlines refinancing, Private lenders, Jumbo Loans, VA Mortgage loans down to 550 and Foreign National Loans. Note All Subject to change without notice.

HOLLYWOOD FL MORTGAGE LENDERS PROGRAMS INCLUDE:

fha-mortgage-lenders-info

FOR SAME DAY PRE APPROVAL!

What is an FHA Mortgage Lenders

An FHA mortgage lenders is  loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for Florida FHA-approved mortgage lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide Florida FHA mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable. Nowadays, FHA mortgage loans are very popular, especially with first-time Florida home buyers.

What Are Some Of the FHA mortgage loan Advantages?

The  FHA mortgage loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit as low as a 500+ credit score with 10% down. An FHA down payment of 3.5 percent is required if your credit score is over 580+. FHA mortgage applicants who cannot afford a traditional down payment of 20 percent or can’t get approved for private mortgage insurance should look into whether an FHA mortgage loan is the best option. .

example FHA mortgage lenders Loan Requirements

  • Must make a minimum down payment of 3.5 percent. The money can be gifted by a family member.
  • Must have a stable, steady employment history or in the same line of work for the past two years
  • New FHA mortgage loans are only available for primary residence occupancy
  • Must have a property appraisal from a FHA-approved appraiser
  • Must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state
  • Your front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, home insurance) needs to be less than 31 percent of your gross income, typically. You may be able to get approved with as high a percentage as 46.99 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The FHA mortgage  lender must include any compensating factors used for loan approval.
  • Your back-end ratio (Florida FHA mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of your gross income, typically. It is possible to be approved with as high a percentage as 56.99 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The FHA mortgage lender must include any compensating factors used for loan approval.
  • Minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.
  • Minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent. FHA-qualified lenders will use a case-by-case basis to determine an applicants’ credit worthiness.
  • Typically you must be two years out of bankruptcy and have re-established good credit. Exceptions can be made if you are out of bankruptcy for more than one year if there were extenuating circumstances beyond your control that caused the bankruptcy and you’ve managed your money in a responsible manner. See this page for more details.
  • Typically you must be three year out of foreclosure and have re-established good credit. Exceptions can be made if there were extenuating circumstances and you’ve improved your credit. If you were unable to sell your home because you had to move to a new area, this does not qualify as an exception to the three-year foreclosure guideline.

Property MUST  meet certain standards

Also, an FHA mortgage loan requires that a property meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).

FHA mortgage loan Limits

There are maximum mortgage limits for FHA mortgage loans that vary by state and county. In certain counties, you may be able to get financing for a loan size up to $729,750 with a 3.5 percent down payment. Conventional financing for loans that can be bought by Fannie Mae or Freddie Mac are currently at $625,000.

Fheck Florida  FHA mortgage limits in your area, click here.

HOLLYWOOD FL MORTGAGE PROGRAMS

  • GIFTS ALLOWED HOLLYWOOD FLORIDA FHA MORTGAGE LENDERS – When apply with an FHA mortgage lender you must document where your down payment came from. If you are getting a gift from a family member you must  document the transfer, the documenation is very precise. Make sure the follow the FHA rules for a gift step by step, otherwise you may not be able to use the gift funds! Read more »
  • MODULAR HOME HOLLYWOOD FLORIDA FHA MORTGAGE LENDERS – The FHA Title I modular home loan mortgage  may be used for the purchase or refinancing of a manufactured home and land built after 1977, a developed lot on which to place a manufactured home, or a manufactured home and lot in combination. The home must be used as the principal residence and never moved from its original location. In addition you must own or buy the land with home. Read more »
  • HARD MONEY HOLLYWOOD FLORIDA BAD CREDIT MORTGAGE LENDERSIf you have large enough down payment and can prove the ability and willingness to pay your bills on time then we may have a hard money lender for you. US Mortgage lenders has access to private lenders and portfolio hard money lenders approving borrowers for loans that your bank will never consider. Read more »

HOLLYWOOD FLORIDA MORTGAGE AND CITY DATA 

  • Population in 2013: 146,526 (100% urban, 0% rural). Population change since 2000: +5.1%
  • Males: 73,162  (49.9%)
  • Females: 73,364  (50.1%)
  • Median resident age:  5 years
  • Florida median age:  5 years
  • Zip codes: 33020, 33021, 33023.
  • Hollywood Zip Code Map
  • Estimated median household income in 2013: $44,582 (it was $36,714 in 2000)
  • Hollywood: $44,582
  • FL: $46,036
  • Estimated per capita income in 2013: $25,535 (it was $22,097 in 2000)
  • Hollywood city income, earnings, and wages data
  • Estimated median house or condo value in 2013: $181,300 (it was $98,300 in 2000)
  • Hollywood: $181,300
  • FL: $153,300
  • Mean prices in 2013: All housing units: $243,666; Detached houses: $279,797; Townhouses or other attached units: $178,790; In 2-unit structures: $67,531; In 3-to-4-unit structures: $157,048; In 5-or-more-unit structures: $164,559; Mobile homes: $23,159
  • Median gross rent in 2013: $1,040.
  • Recent home sales, real estate maps, and home value estimator for zip codes: 33004, 33019, 33020, 33021.
  • Hollywood, FL residents, houses, and apartments details

Appraisers List

 

Appraiser Roster as of 09/28/2016
(49 records were selected, 49 records displayed.)
Name License/
Expiration Date
Address
FRANCISCO F ARES FLRD5165
(Certified Residential)
11-30-2018
PREMIER ONE APPRAISAL GROUP
5741 HOLLYWOOD BLVD
HOLLYWOOD,  FL  330210000
JAY S BATCHANOO FLRD4500
(Certified Residential)
11-30-2016
SE FL REAL ESTATE APPRAISAL CO
716 NORTH 20TH AVE
HOLLYWOOD,  FL  330200000
ANDRES BUENO FLRD3073
(Certified Residential)
11-30-2016
PLANNING & BUILIDING AP. CORP
1706 WILEY STREET
HOLLYWOOD,  FL  330200000
RICHARD J CALAY FLRD2636
(Certified Residential)
11-30-2016
RICHARD CALAY APPRAISALS
3610 N 56 AVENUE #232
HOLLYWOOD,  FL  330210000
CHRISTINE K CATTANACH FLRD1279
(Certified Residential)
11-30-2016
SOUTHERN REALTY & APPRAISAL
2455 HOLLYWOOD BLVD / S 306
HOLLYWOOD,  FL  330200000
JAMES S CATTANACH FLRZ926
(Certified General)
11-30-2016
SOUTHERN REALTY & APPRAISAL
2455 HOLLYWOOD BOULEVARD / 306
HOLLYWOOD,  FL  330200000
JASON CORDOVES FLRD7146
(Certified Residential)
11-30-2016
1777 POLK STREET UNIT 3B
HOLLYWOOD,  FL  330200000
PETER DACKO III FLRD3802
(Certified Residential)
11-30-2016
THE SOUTH FLORIDA APPRSL HOUSE
1311 SOUTH 17TH AVENUE
HOLLYWOOD,  FL  330200000
MATTHEW H DAVIES FLRZ3230
(Certified General)
11-30-2016
6622 ATLANTA STREET
HOLLYWOOD,  FL  330240000
ANTHONY T DEVITO FLRD6041
(Certified Residential)
11-30-2016
HARTFORD PROPERTY SERVICES INC
1702 MCKINLEY STREET #4
HOLLYWOOD,  FL  330200000
DANA M DISANTO FLRD872
(Certified Residential)
11-30-2016
DISANTO APPRAISAL GROUP, INC
2700 N. 29 AVE., #109
HOLLYWOOD,  FL  330200000
F W DOWELL FLRD3414
(Certified Residential)
11-30-2016
1ST APPRAISAL SERVICES
7171 TAFT STREET
HOLLYWOOD,  FL  330240000
MICHAEL FIORINO FLRD3616
(Certified Residential)
11-30-2018
APPRAISAL SERVIECES FRIM INC
2303 HOLLYWOOD BLVD #4
HOLLYWOOD,  FL  330200000
JEAN D GALLO FLRD3696
(Certified Residential)
11-30-2016
SOUTH FLORIDA APPRAISALS LLC
3419 S LONGFELLOW CIRCLE
HOLLYWOOD,  FL  330210000
BONNIE C GOLDBERG FLRD409
(Certified Residential)
11-30-2018
BONNIE C. GOLDBERG, INC
4747 HOLLYWOOD BL 101 PMB 180
HOLLYWOOD,  FL  330210000
CHRISTINE M HILLE FLRD4893
(Certified Residential)
11-30-2016
CLASSIC APPRAISAL ASSOCIATES
5511 GARFIELD ST
HOLLYWOOD,  FL  330200000
PERRY W HODGES III FLRD7388
(Certified Residential)
11-30-2016
5632 GRANT STREET #2
HOLLYWOOD,  FL  330210000
SCOTT P KEARNS FLRD5714
(Certified Residential)
11-30-2016
S. KEARNS & ASSOCIATES, INC.
1518 NORTH 59 TERRACE
HOLLYWOOD,  FL  330210000
DAVID L KIRKPATRICK FLRD7133
(Certified Residential)
11-30-2016
ARDENT APPRAISAL & HOME INSPEC
1947 TAYLOR STREET #2
HOLLYWOOD,  FL  330200000
MARJORIE S KORF FLRD1374
(Certified Residential)
11-30-2016
ADVANTAGE APPRAISAL SERVICES
1615 HARRISON ST
HOLLYWOOD,  FL  330200000
JORGE A MACHARE FLRZ3034
(Certified General)
11-30-2016
MAC APPRAISAL SERVICES INC
450 N. PARK RD. SUITE #405
HOLLYWOOD,  FL  330210000
MURDO MACKENZIE FLRZ2779
(Certified General)
11-30-2016
L.B. SLATER & COMPANY INC.
603 N FEDERAL HWY SUITE ONE
HOLLYWOOD,  FL  330200000
STEPHEN MARASIA FLRD1715
(Certified Residential)
11-30-2016
1ST APPRAISAL SERVICES
7171 TAFT ST
HOLLYWOOD,  FL  330240000
CHRISTOPHER A MATOS FLRD7733
(Certified Residential)
11-30-2016
CHRISTOPHER ARMANDO MATOS
124 HIDDEN COURT ROAD
HOLLYWOOD,  FL  330230000
MITCHEL MESTEL FLRD4930
(Certified Residential)
11-30-2016
HOLLYWOOD APPRAISALS
2641 TAFT ST
HOLLYWOOD,  FL  330200000
DONNA M MONTGOMERY FLRD3315
(Certified Residential)
11-30-2016
SOUTH FLORIDA APPRAISAL HOUSE
1311 S 17TH AVENUE
HOLLYWOOD,  FL  330200000
LORENZO E NAVARRO FLRD5320
(Certified Residential)
11-30-2016
DIVERSE MARKET RESEARCH, INC.
2010 NORTH 28TH AVENUE
HOLLYWOOD,  FL  330200000
ROBERT J NEIMAN FLRD6447
(Certified Residential)
11-30-2016
ROBERT NEIMAN APPRAISER, INC
1600 S. OCEAN DRIVE #16E
HOLLYWOOD,  FL  330190000
ELIZABETH A PASTERNAK FLRD2523
(Certified Residential)
11-30-2016
THE SOUTH FLA APPRAISAL HOUSE
1311 SOUTH 17 AVENUE
HOLLYWOOD,  FL  330200000
JEFFREY P PICCOLI FLRD4988
(Certified Residential)
11-30-2016
ALPHA ONE REAL ESTATE SERVICES
650 SOUTH FEDERAL HIGHWAY
HOLLYWOOD,  FL  330200000
TONY PILYAVSKY FLRD7057
(Certified Residential)
11-30-2016
APPRAISALS XPRESS LLC.
2700 N 29TH AVE SUITE 218B
HOLLYWOOD,  FL  330200000
ROBERT B RAYNOR FLRD2663
(Certified Residential)
11-30-2016
ADVANCED REAL ESTATE APPRAISAL
1310 BUCHNAN ST.
HOLLYWOOD,  FL  330190000
JOHN T RUPNER FLRD1898
(Certified Residential)
11-30-2016
FIRST APPRAISAL SERVICES
7171 TAFT STREET
HOLLYWOOD,  FL  330240000
JOHN SAPUTO JR FLRD1913
(Certified Residential)
11-30-2016
JSJ ENTERPRISES
PO BOX 221658
HOLLYWOOD,  FL  330220000
LINDA L SMITH FLRD5186
(Certified Residential)
11-30-2016
650 SOUTH FEDERAL HIGHWAY
HOLLYWOOD,  FL  330200000
ELIO A SOTO FLRD6739
(Certified Residential)
11-30-2016
ALLIED CERTIFIED APPRAISERS
5900 DEWEY STREET #203
HOLLYWOOD,  FL  330230000
ALAN STEINHOFF FLRD246
(Certified Residential)
11-30-2018
LANDSAFE
PO BOX 221561
HOLLYWOOD,  FL  330220000
RYAN J SULLIVAN FLRD7699
(Certified Residential)
11-30-2018
CENTERSTONE APPRAISAL, INC
1360 N 73RD WAY
HOLLYWOOD,  FL  330240000
KENNETH J SWENSON FLRD875
(Certified Residential)
11-30-2016
CLASSIC APPRAISAL ASSOCS. INC.
PO BOX 6822
HOLLYWOOD,  FL  330810000
PHYLLIS N SWENSON FLRD950
(Certified Residential)
11-30-2016
CLASSIC APPRAISAL ASSOCIATES
5938 FILLMORE STREET
HOLLYWOOD,  FL  330210000
CRISTIAN M VLAD FLRD1121
(Certified Residential)
11-30-2016
ALPHA ONE REAL ESTATE,INC
650 S. FEDERAL HIGHWAY
HOLLYWOOD,  FL  330200000
JOCHEN M WAGNER FLRD5702
(Certified Residential)
11-30-2018
CLASSIC APPRAISAL ASSOC
5511 GARFIELD STREET
HOLLYWOOD,  FL  330210000
KATHERINE A WENDAL FLRD5031
(Certified Residential)
11-30-2016
DBT APPRAISALS, INC.
1315 N 19TH AVENUE
HOLLYWOOD,  FL  330200000
JAMES E WEST FLRD3113
(Certified Residential)
11-30-2016
1ST APPRAISAL SERVICES
7171 TAFT STREET
HOLLYWOOD,  FL  330240000
JAMES H WILKINS FLRD4834
(Certified Residential)
11-30-2016
T. FIELDS & ASSOCIATES
4432 PEMBROKE ROAD
HOLLYWOOD,  FL  330210000
RICHARD A WOLKOWITZ FLRD268
(Certified Residential)
11-30-2018
WOLKOWITZ APPRAISAL CNSLTS.
3530 N 33RD TER
HOLLYWOOD,  FL  330210502
RAYMOND G WOOD FLRD1594
(Certified Residential)
11-30-2016
5011 LINCOLN STREET
HOLLYWOOD,  FL  330210000
ALEXANDER YASHIN FLRD4968
(Certified Residential)
11-30-2016
TROPICAL APPRAISALS, INC
2301 S OCEAN DR, # 403
HOLLYWOOD,  FL  330190000
LARISA V YASHINA FLRD7425
(Certified Residential)
11-30-2016
TROPICAL APPRAISALS, INC
2301 S. OCEAN DR, # 403
HOLLYWOOD,  FL  330190000

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