Website Privacy Policy

This Privacy Policy explains what we do with the personal information that we collect from our users. We may change our policy from time to time, so we suggest that you check our web site from time to time to ensure that you know about our current policy. If you have any questions or concerns regarding this policy, you should contact us using our Contact Form.

fhamortgageprograms.com asks for your contact information and may request the particulars of your reason for choosing to use fhamortgageprograms.com’s services.

We may also collect IP addresses to help us understand how our clients use our site and to gather broader demographic information, so that we can make our site better and improve our users’ overall experience when they visit the fhamortgageprograms.com web site. We use a feature known as a “cookies.” Cookies contain bits of information that web sites transfer to your computer’s hard drive for record keeping purposes. A cookie doesn’t tell us who you are. Only you can do that.

Children

If you are under 18, you may not use this site.

How fhamortgageprograms.com Discloses Your Personal Information

fhamortgageprograms.com will only disclose any personally identifiable information about individual users who apply for a mortgage using our online application or to comply with applicable laws or valid legal process. Remember, applying with fhamortgageprograms.com is not a guarantee of a mortgage loan approval.

We will disclose personally identifiable individual information and the other information you provide us to our loan officers, loan processors and to our investors as needed for the sole purpose of assisting you in the financing, refinancing, or any specific service offered by fhamortgageprograms.com where it involves financial matters as they relate to a home mortgage product.

Contacting or Applying through this site

While we strive to protect all applicants and information transported over the Internet, you agree through your voluntary use of this site, that upon selecting “submit” and sending data to fhamortgageprograms.com, to indemnify and hold harmless fhamortgageprograms.com and it’s owners from any and all claims of assumed or actual damages which may result, regardless of your Claim Type or Claim Against fhamortgageprograms.com and its Ownership. Since contacting us through this site is voluntary, you do so at your own risk. If any part of this agreement and section is found to be void, you agree the maximum total damage award from fhamortgageprograms.com and its Ownership may not exceed $1.00 US Currency and that each party is solely responsible for their own legal costs.

We may also disclose your contact information and the other information that you provide us only in the following circumstances:

    1. We may employ other companies and individuals to perform functions on our behalf. They may have access to personal information needed to perform their functions, but will not be able to legally use it for any other purposes.
    2. We may choose to provide your information directly to another branch operation should we feel it appropriate.

 

  1. We may choose to share this information with Sister sites for the sole purpose of facilitating your purchase of a home.

Other than as set out above, you will receive notice when information about you might go to third parties outside our normal lending relations. At that time you will have an opportunity to choose not to share your information.

Other Information:
Your Responsibility

The information you provide to fhamortgageprograms.com may not be made available to the public unless you provide specific instruction authorizing the use of statements for our site.

Excluded from this is any site feedback sent via our contact form. We may, at our sole discretion, use this information/feedback for the purpose of promotion of our service. You agree that fhamortgageprograms.com has the right to publish your Name and Comments within this website upon submitting information using this form, to hold this web site, fhamortgageprograms.com, and its owner harmless from any claims of damage.

Furthermore, while we do our best to protect your personal information, fhamortgageprograms.com cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. fhamortgageprograms.com uses the latest secure SSL with 128 bit encryption for all confidential information.

We provide links from our site to others. If you follow these links from our site to theirs, you should be aware that these other sites have their privacy and data collection practices. fhamortgageprograms.com has no responsibility or liability for these independent policies. For more information regarding a site and its privacy policies, check that sites privacy policy.

Contacting Us

If you have any questions or comments about the practices of this site, or your dealings with us, you may Contact Us at any time.