Luxury Home Mortgage Financing
1st Continental Mortgage offers a full range of the
best Florida Jumbo Mortgage and Super
Jumbo Mortgage programs for high-income borrowers
who want to own a home in the Sunshine State. Whether
you're purchasing a home to be a primary residence,
a vacation home, or an investment property, we can make
it a smooth and straightforward process. Give us a call
today at 1-800-570-0448 or use our no obligation quick
application for a free consultation!
The advice we give our mortgage clients tends to be
conservative and commonsense. We know the high risk
of an adjustable rate mortgage program may not add value
for your Jumbo and Super Jumbo Mortgages when such low
fixed rate luxury home financing is
still available to most borrowers.
With a mild climate and vibrant economy, Florida continues
to attract high-income residents. From Palm Beach County
to Collier County to Sarasota County, well-to-do home
buyers are finding superb value in the current real
estate market financing for luxury homes and
condominiums. For a real estate bargain to stay a bargain,
it must be financed with a home loan that meets the
long-term objectives of the owner. There really is nothing
worse than a luxury home mortgage that turns your Florida
luxury home into a financial burden.
To make financing the purchase of a Florida executive
home easy, 1st Continental Mortgage offers these
Mortgage
programs to our Jumbo and Super Jumbo mortgage clients:
- Fixed Rate Florida Jumbo and Super Jumbo Mortgages:
- 30 Year Fixed
- 20 Year Fixed
- 15 Year Fixed
- Specialty Florida
Mortgage Programs:
- No Income Verification Mortgage Programs
- Stated Income and Stated Assets Mortgage Programs
- Jumbo and Super Jumbo Florida mortgages with Interest
Only periods of 1,3,5,7 and 10 years
Although Florida real estate values have risen recently,
the conventional loan limits have not increased. As
a result, more and more Florida homes require a Jumbo
or even a Super Jumbo Mortgage to purchase
or refinance, especially for Floridians planning to
find homes in higher cost Florida counties such as Palm
Beach County or Broward County.
A mortgage for a single family home in Florida that
is above 417k is a Jumbo Mortgage; any home loan for
purchase of a one unit dwelling that is above 650k is
a Florida Super Jumbo Mortgage. Because these loans
are for amounts higher than the set limits for mortgages
that Fannie Mae and Freddie Mac can buy in the secondary
market - lenders must bundle Jumbo and Super
Jumbo loans for sale to private Investors
or keep them in house as portfolio loans. For this reason,
lenders typically charge a small interest rate premium
for Florida Jumbo and Super Jumbo Mortgages.
We invite those seeking financing for a luxury
Florida home to bring us the best good faith estimate
from any Florida Mortgage
Lender. At 1st Continental Mortgage, we have been
helping families get the best rates on Florida Jumbo
or Super Jumbo mortgages since 1997 and we have consistently
delivered the best combination of terms, rate, and fees.
Call 1-800-570-0448 for a no obligation quote on a mortgage
to finance your Florida dream home.
When it comes time to buying your Florida dream
home in Dade County or any of the other high-dollar
real estate markets that 1st Continental Mortgage serves,
we can offer you outstanding rates and terms from the
pick of Florida lenders. We offer outstanding specialty
loan programs with alternate documentation for foreign
nationals. We also offer Florida Jumbo and Super Jumbo
no income verification programs for applicants who own
their own businesses.
Even if your credit is not perfect, you can still secure
surprisingly good terms on a Florida Jumbo or
Super Jumbo Mortgage. A few of our lenders
do not resell these loans in the secondary market at
all, so they have significant underwriting latitude
because the loan is completely "in-house".
Call 1-800-570-0448 or use our secure online quick
application form and a licensed 1st Continental
Mortgage professional will call you back at the time
you specify.
Many affluent Home
Buyers are surprised at the role their credit report
plays in getting an application for a Florida Jumbo
or Super Jumbo loan approved. In some cases, the lender's
underwriting department is far more interested in the
appraisal or the likelihood of your continued employment
in a high wage occupation than just your credit scores.
Whether you are seeking a Jumbo home loan for the purchase
of a primary residence, vacation home, or 1-4 unit investment
property, please call 1-800-570-0448 to speak with Thomas
Martin, Florida Jumbo Loan Specialist.
We have the best programs from the pick of Florida
Jumbo mortgage lenders to draw upon as we search
for the perfect mortgage program to meet your particular
borrowing needs. We are a low-key mortgage company that
will listen carefully to your requirements and ask the
right questions before we apply our knowledge of mortgage
and Florida lenders on your behalf.
Your Florida Jumbo or Super Jumbo mortgage or Refinance
is a big financial commitment. We'll deliver expert
advice and professional, courteous, and friendly mortgage
service to you from application to closing. As Jumbo
Mortgage and Super Jumbo Home Lending Specialists, 1st
Continental has helped many Floridians manage the details
of a purchase money mortgage or a refi quickly and confidentially.
Please call us today at 1-800-570-0448 or use our quick
application for a no cost and no obligation quote
on your next Florida Jumbo or Super Jumbo mortgage.
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