PERDIDO KEY FL MORTGAGE LENDERS
Welcome and thank you for visiting US Mortgage Lenders webpage. We are local Perdido Key Florida mortgage lenders. We are available to answer any questions you might have 24/7.
US Mortgage Lenders professionals have earned their excellent 5 star zillow and google reviews by opening more doors to homes in Perdido Key Florida than your average Florida lender. To discuss any of our full service Perdido Key Florida programs including, FHA minimum score 550, FHA Cash Out and Streamlines refinancing, Private lenders, Jumbo Loans, VA Mortgage loans down to 550 and Foreign National Loans. Note All Subject to change without notice.
PERDIDO KEY FL MORTGAGE LENDERS PROGRAMS INCLUDE:
FOR SAME PERDIDO KEY PRE APPROVAL!
FOR YOUR FREE NO OBLIGATION CONSOLATION
WE ARE LOCAL PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS.
PERDIDO KEY FL MORTGAGE PROGRAMS
- FIRST TIME HOME BUYER PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS – The FHA mortgage is not only for first time home buyers. Anyone purchasing a primary home can use the FHA loan. The FHA mortgage is popular with first time home buyers because of the with a low down payment requirement. In additions, bad credit, no credit mortgage applicants will find the FHA mortgage program is the only option to purchase a home. Read more »
- BAD CREDIT PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS – Bad Credit FHA mortgage loan approvals are approved based on a more common sense approach to mortgage lending meaning bad credit borrowers with past foreclosure or Bankruptcy, tax liens, and collections or judgments can still qualify can qualify to purchase a home. Read more »
- NO CREDIT SCORE PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS – FHA loan applicants with no credit score lack of trade lines can still qualify for an FHA mortgage loan using alternate trade lines to build a credit or payment history.Read more »
- CONDO PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– Search and purchase an FHA approved condo using the FHA mortgage program. Read more »
- TOWNHOUSE PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS – The FHA mortgage program was created to help increase home ownership. The FHA program makes buying a townhouse home easier and less expensive than any other types of real estate mortgage home loan programs Read more »
- VILLA PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– This FHA loan program was created to help increase home ownership. The FHA program makes buying a villa easier and less expensive than any other types of real estate mortgage home loan programs Read more »
- MULTIFAMILY PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– This FHA loan program was created to help increase home ownership. The FHA program makes buying a multifamily duplex, triplex or four unit easier and less expensive than any other types of real estate mortgage home loan programs. Read more »
- JUMBO PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– The Jumbo FHA mortgage loan can be used in higher cost areas over 417,000 to help borrowers qualify for a Jumbo low down payment FHA mortgage option.Read more »
- GIFTS ALLOWED PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS – When apply with an FHA mortgage lender you must document where your down payment came from. If you are getting a gift from a family member you must document the transfer, the documenation is very precise. Make sure the follow the FHA rules for a gift step by step, otherwise you may not be able to use the gift funds! Read more »
- MODULAR HOME PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS – The FHA Title I modular home loan mortgage may be used for the purchase or refinancing of a manufactured home and land built after 1977, a developed lot on which to place a manufactured home, or a manufactured home and lot in combination. The home must be used as the principal residence and never moved from its original location. In addition you must own or buy the land with home. Read more »
- INVESTMENT PROPERTY PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– The idea of owning a multi family real estate investment property can be a very good idea for those who prepare the tenants to make the FHA mortgage payments.
- FORECLOSURE OR BANKRUPTCY PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS – People with recent foreclosure or bankruptcy us the FHA mortgage to purchase or refinance a home every PERDIDO KEY! Read more »
- STREAMLINE REFINANCE PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– Lowering your monthly mortgage payment is easier than ever with an FHA streamline refinance mortgage you do not even need a new appraisal! Read more »
- DEBT CONSOLIDATION PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– An FHA Debt Consolidation Mortgage Refinance can lower your total monthly payment obligations. Contact us now to show you how much money you can save! Read more »
- COLLECTION AND JUDGMENTS PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS – The Federal Housing Administration (FHA) offers mortgage applicants to the opportunity to purchase a home even with collections and judgements. Read more »
- MANUAL UNDERWRITING PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– If our local bank does not approve you for an FHA mortgage its still possible to qualify for an FHA mortgage using compensating factors and manual underwriting to qualify. Read more »
- LOAN LIMITS FOR PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS – FHA mortgage loan limits very by county. You can purchase above the FHA mortgage loan limit but you would have to come up with the difference. Read more »
- DEBT TO INCOME RATIOS FOR PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– The FHA mortgage program will allow higher debt to income ratios than any other first time home buyer programs. Read more »
- EXCLUSION LIST FOR PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS – If you have a past Foreclosure or Student loan in default you may not quality for an FHA mortgage. Read more »
- SELLER PAID CLOSING PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– Many FHA mortgage applicants find that the FHA mortgage is one of the most affordable mortgage programs allowing the seller to pay the buyers closing cost. Read more »
- OCCUPANCY RULES FOR PERDIDO KEY FLORIDA FHA MORGAGE LENDERS – FHA mortgage loans are for primary home use only. Read more »
- VA BAD CREDIT PERDIDO KEY FLORIDA FHA MORTGAGE LENDERS– VA loan applicants will find that the VA loan has the most flexible loan requirements available to purchase or refinance a home up to 100% loan to value even if you have your a veteran with a foreclosure or bankruptcy. Contact US mortgage lenders to learn how to put your (COE) certificate of eligibility to good use. Read more »
- USDA PERDIDO KEY FLORIDA BAD CREDIT FHA MORTGAGE LENDERS – US mortgage lenders has access to USDA mortgage lenders approving borrowers all the way down to a 550 middle credit score. If you can prove the ability to pay your bills on time then we may have a USDA mortgage lender for you. Read more »
- JUMBO PERDIDO KEY FLORIDA BAD CREDIT MORTGAGE LENDERS–US Mortgage lenders has access to jumbo mortgage lenders and jumbo portolio lenders approving jumbo loan applicants for loan amounts over 417,000 with credit down all the way down to a 600 middle credit score! Read more »
- HARD MONEY PERDIDO KEY FLORIDA BAD CREDIT MORTGAGE LENDERS– If you have large enough down payment and can prove the ability and willingness to pay your bills on time then we may have a hard money lender for you. US Mortgage lenders has access to private lenders and portfolio hard money lenders approving borrowers for loans that your bank will never consider. Read more »
PERDIDO KEY FLORIDA MORTGAGE AND CITY DATA
From the beginning of the 17th century, Spanish and French explorers, imagining riches in the New World, began colonizing the northern coast of the Gulf of Mexico. A Spanish expedition from Vera Cruz, Mexico had settled on what became known as Santa Rosa Island on Panzacola Bay, named after the indigenous people, later known as the Pensacola Indians. Panzacola means “the village of hairy people.” The French developed a settlement along the coast near Maubila (Mobile).
In 1693 noted cartographer and scientist Carlos de Sigüenza y Góngora was sent by the Spanish government to locate the entrance. Even after he located the mouth of the bay, he was unable to find a waterway deep enough to sail through. According to legend, Siquenza’s ship had been blown off course as he was again searching for the pass into the deep inland waters. The ship was spotted by an Indian chief camped with his tribe at Bear Point.
As the chief was walking next to the water, he spotted Carlos de Sigüenza y Góngora attempting to reef his sails. He offered to guide Siquenza and his men to a connecting deep water channel from the Gulf of Mexico into the more tranquil bay. When the search party finally located the elusive bay, they called it Perdido, which in Spanish means “lost” or “hidden”.
