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Are there any Bad Credit Bank Statement Only Mortgage Lenders?

SELF EMPLOYED MORTGAGE LENDERS QUESTIONS AND ANSWERSCategory: Bank StatementsAre there any Bad Credit Bank Statement Only Mortgage Lenders?
shaamrock Staff asked 1 year ago

We have Bad credit no tax return mortgage lenders lenders that offer Bad Credit bank statment only loans for the purchase or refinance of primary and second homes all the way down to a 500 BAD CREDIT MORTGAGE LENDERS .

500+ FICO MINIMUM BAD CREDIT MORTGAGE LENDERS QUALIFICATIONS
500+ FICO
Max 90 days Delinquent
BK/FC Completed
SS/DIL Settled
Purchase 75% LTV
RT Refi 75% LTV
Cash-out Refi 70% LTV
Margin 4.75%

540+FICO MINIMUM BAD CREDIT MORTGAGE LENDERS QUALIFICATIONS
540+ FICO
Mtg 0x90 (12 Months)
No BK/FC 1 Year
SS/DIL Settled
Purchase 80% LTV
RT Refi 80% LTV
Cash-out Refi 75% LTV
2nd Home 75% LTV
Margin 4.75%

600+ FICO MINIMUM BAD CREDIT MORTGAGE LENDERS QUALIFICATIONS
600+ FICO
Mtg 0x60 (12 Months)
No BK 18 Months/FC 2
Years
SS/DIL Settled
Purchase 85% LTV
RT Refi 80% LTV
Cash-out Refi 80% LTV
2nd Home 75% LTV
Margin 4.75%

640+ FICO MINIMUM BAD CREDIT MORTGAGE LENDERS QUALIFICATIONS
640+ FICO
Mtg 1×30 (12 months)
No BK/FC 2 Years
No SS/DIL 1 Year
Purchase 85% LTV
RT Refi 85% LTV
Cash-out Refi 85% LTV
(680 FICO, otherwise
80%)
2nd Home 75% LTV
Margin 3.75%

680+FICO MINIMUM BAD CREDIT MORTGAGE LENDERS QUALIFICATIONS
680+ FICO
Mtg 0x30 (12 Months)
No BK/FC 3 Years
No SS/DIL 2 Years
Purch. 90% LTV – Full
Doc & 12 or 24 months
BK statements
RT Refi 90% LTV
Cash-out Refi 85% LTV
2nd Home 80% LTV
Margin 3.75%

720+ FICO MINIMUM BAD CREDIT MORTGAGE LENDERS QUALIFICATIONS
720+ FICO
Mtg 0x30 (12 Months)
No BK/FC 3 Years
No SS/DIL 2 Years
Purch. 90% LTV – Full
Doc & 12 or 24 months
BK statements
RT Refi 90% LTV
Cash-out Refi 85% LTV
2nd Home 80% LTV
Margin 3.75%

  

POPULAR QUESTIONS INCLUDE

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