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Can I get a mortgage with NO income verification?

SELF EMPLOYED MORTGAGE LENDERS QUESTIONS AND ANSWERSCategory: Bank StatementsCan I get a mortgage with NO income verification?
shaamrock Staff asked 1 year ago

No income verification mortgages are mortgage loans for which the lender does not require you to prove that your income meets certain requirements. Generally, when you apply for a mortgage, you’re required to show the ability to make the mortgage payments via tax returns including proof of income through pay stubs and W-2 forms and employer verification of income. However there are some private mortgage lenders that will approve a borrowers ability to repay using 12 or 24 months bank statment deposits if you have been in business for at least 2 years!

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