No Income Verification Florida Mortgage Lenders
No Income Florida Mortgage Lenders Requirements Of Florida No Income Mortgage Lenders Primary Residence & Second Homes Credit Underwritten Based on LTV, FICO, and Liquidity Read More »
Requirements Of Florida No Income Mortgage Lenders
- Primary Residence & Second Homes
- Credit Underwritten Based on LTV, FICO, and Liquidity
- Income Documentation Not Required
- Employment Not Required
- Debt-to-Income (DTI) Not Calculated
- Asset Seasoning 30 Days
Florida No Income Mortgage Credit
- No Mortgage or Rental Late payments in the last 12 months.
- Foreclosure, and Short Sale, Require 12 months of seasoning
- Bankruptcy must be discharged or settled.
- Assets must be sourced or seasoned for 30+ Days.
- Texas Cashout A6 Not permitted.
- US Citizen Permanent Resident Alien, Non-Permanent Resident Alien with US Credit Report
- Maximum 20 properties including subject property.
- Primary and Second Homes Only
- No PRepayment penalty
- SFR, PUD, Townhome, Condo, Non-Warrantable COndo max 65% 2-4 unite Modular, Rural, Log homes.
- Manufactured homes Not Eligible
- Seller-paid closing cost up to 6%
Typically Florida No Income Applicants Include:
Self-Employed/Small Business Owner, Independent contractors, Bakeries, Bars, Convenience Stores, Transportation services, Dry cleaners, Dancers, Laundromats, Security services, Retirees, Day Traders, YouTubers, Social Media Influencers, Content Creators, Internet Marketers, Day Traders, YouTubers, Social Media Influencers, Content Creators, Internet Marketers, Realtors, Gig economy workers, Commission earners, Freelancers, Entrepreneurs, Consultants, Retirees, Day Traders, YouTubers, Social Media Influencers, Content Creators, Internet Marketers, And many more!
Close Faster – Confirm LTV – Confirm Fico – Confirm Reserves
- Elimination of “feel good” conditions
- Only the first page of a bank statement is required for typical portfolio loans
- No overlays on agency and government loans
- White-Glove Concierge Desk services
- Leading-edge technology
Category: NO Tax Return Florida Mortgage Lenders
No Income Jacksonville Florida Mortgage Lenders
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