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PORT ST. LUCIE FL FHA MORTGAGE LENDERS

100% No Money Down-Port St Lucie Florida FHA Mortgage Lenders

Welcome and thank you for visiting US Mortgage Lenders webpage. We are local PORT ST. LUCIE Florida mortgage lenders. We are available to answer any questions you might have 24/7.

US Mortgage Lenders professionals have earned their excellent 5 star zillow.com and google reviews by opening more doors to homes in PORT ST. LUCIE Florida than your average Florida lender. To discuss any of our full service PORT ST. LUCIE Florida programs including, FHA minimum score 550, FHA Cash Out and Streamlines refinancing, Private lenders, Jumbo Loans, VA Mortgage loans down to 550 and Foreign National Loans. Note All Subject to change without notice.

PORT ST. LUCIE FL MORTGAGE LENDERS PROGRAMS INCLUDE:

fha-mortgage-lenders-info

100% No Money Down-Florida FHA Mortgage Lenders

Florida Down Payment Assistance Mortgage Lenders

The 100% NO money down Florida mortgage loan program is designed to increase home ownership opportunities
for Florida individuals and families. DAP funds available, 3% up to 6% of the first mortgage loan amount. This 100% NO money down Florida mortgage loan program is a purchase money first lien mortgage with Down Payment Assistance is in the form of a soft second lien or a 2nd mortgage with a 5-year term, forgiven at month 61, as a 0% interest second lien. This 100% NO money down Florida mortgage loan program requires you to remain current on their first mortgage for the second mortgage to be forgiven.

100%Florida Down Payment Assistance Mortgage Lenders

  • •  No requirement to  be a first time home buyer.
  • • Must have a minimum 640 credit score.
  •  Must have Max Debt to income of 45%.
  • • Must meet Income Limits (up to 140% AMI)
  • • First lien is a 30-year fixed term with full amortization
  • • 203(b) in accordance with FHA guidelines
  • • Primary residence 1-4 units single family is allowed.
  • • DAP funds available, 3% to 6% of the first mortgage loan amount.
  • What if I live rent free? Yes (If Borrower does not have current housing history, then 3
    months reserves (PITIA) are required)
  • Sellers must agree to pay 6% closing cost.

 

100% NO MONEY DOWN FLORIDA MORTGAGE LENDERS KEY POINTS
  • Min 640 credit score is required for no money down mortgage lenders.
  • Must DU approved – Computer must approve you for no money down Florida mortgage lenders.
  • Min 640 – 659 max Debt to Income Maximum 45% for housing plus all other payments on your credit report.
  • NO late payments- Requires VOR or verification of rent history for most recent 12 months.
  • Cannot payoff debt to qualify after we pull your credit. Better to pay down debts first before applying for no money down Florida mortgage lenders.
  • No Delinquent taxes –  Taxes must be current .
  • NO NSF in the last 12 months with possible 1 exception.
  • Income limits apply based on county for no money down Florida mortgage lenders.
  • Sellers must agree to pay 6% closing cost.

WE ARE LOCAL PORT ST. LUCIE FLORIDA FHA MORTGAGE LENDERS Recent home sales, real estate maps, and home value estimator for zip codes: 34945, 34952, 34953, 34983, 34984, 34986, 34987.

 

PORT ST. LUCIE FLORIDA MORTGAGE PROGRAMS

  • GIFTS ALLOWED PORT ST. LUCIE FLORIDA FHA MORTGAGE LENDERS When apply with an FHA mortgage lender you must document where your down payment came from. If you are getting a gift from a family member you must document the transfer, the documenation is very precise. Make sure the follow the FHA rules for a gift step by step, otherwise you may not be able to use the gift funds! Read more »
  • MODULAR HOME PORT ST. LUCIE FLORIDA FHA MORTGAGE LENDERSThe FHA Title I modular home loan mortgage may be used for the purchase or refinancing of a manufactured home and land built after 1977, a developed lot on which to place a manufactured home, or a manufactured home and lot in combination. The home must be used as the principal residence and never moved from its original location. In addition you must own or buy the land with home. Read more »
  • HARD MONEY PORT ST. LUCIE FLORIDA BAD CREDIT MORTGAGE LENDERSIf you have large enough down payment and can prove the ability and willingness to pay your bills on time then we may have a hard money lender for you. US Mortgage lenders has access to private lenders and portfolio hard money lenders approving borrowers for loans that your bank will never consider. Read more »

PORT ST. LUCIE FLORIDA MORTGAGE AND CITY DATA

Population in 2013: 171,016 (100% urban, 0% rural). Population change since 2000: +92.7%

Males: 83,814     (49.0%)

Females: 87,202                 (51.0%)

Median resident age:      40.9 years

Florida median age:         41.5 years

Zip codes: 34953, 34983, 34984, 34986, 34987.

Port St. Lucie Zip Code Map

Estimated median household income in 2013: $48,562 (it was $40,509 in 2000)

Port St. Lucie:    $48,562

FL:          $46,036

Estimated per capita income in 2013: $22,966 (it was $18,059 in 2000)

Port St. Lucie city income, earnings, and wages data

Estimated median house or condo value in 2013: $135,400 (it was $87,700 in 2000)

Port St. Lucie:    $135,400

FL:          $153,300

Mean prices in 2013: All housing units: $150,892; Detached houses: $153,451; Townhouses or other attached units: $97,067; In 2-unit structures: $125,472; In 3-to-4-unit structures: $69,755; In 5-or-more-unit structures: $126,963; Mobile homes: $23,351

Median gross rent in 2013: $1,208.

Recent home sales, real estate maps, and home value estimator for zip codes: 34945, 34952, 34953, 34983, 34984, 34986, 34987.

Port St. Lucie, FL residents, houses, and apartments details

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About Us

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.

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