Florida FHA Mortgage LENDERS
When shopping for a home most important step is to get a pre-approval letter. The peace of mind that comes with knowing that your income, assets and credit report have been approved will allow you to shop for your new home with confidence. So that when you find a home and are ready to make an offer the fact that you have already been pre-approved for an Florida FHA Mortgage will give the seller confidence in you as a buyer.
Florida FHA Mortgage LENDERS INFORMATION
Florida FHA Mortgage LENDERS APPROVALS WITH MINIMAL DOWN PAYMENT AND CLOSING FEES:
- Down payment only 3.5% of the purchase price.
- Gifts from family or FHA Grants for down payment assistance and closing costs OK!
- Sellers can credit the buyer’s up to 6% of sales price towards buyers costs and pre-paid.
- No reserves or future payments in account required.
- FHA regulated closing costs.
- Read more about buying a home with an Florida FHA Mortgage Bad Credit –No Credit – Investment –Second Home –Multi Family –
Florida FHA Mortgage LENDERS MAKE QUALIFYING EASIER BECAUSE YOU CAN PURCHASE:
- 12 months after a chapter 13 Bankruptcy Florida FHA Mortgage Lender approvals!
- 24 months after a chapter 7 Bankruptcy Florida FHA Mortgage Lender approvals!
- 3 years after a Foreclosure Florida FHA Mortgage Lender approvals!
- No Credit Score Florida FHA Mortgage Lender approvals!
- 580 required for 96.5% financing or 3.5% down payment Florida FHA Mortgage Lender approvals.
- 500 required for 90% financing or 10% down payment Florida FHA Mortgage Lender approvals.
- Bad Credit with minimum 500 FICO credit score with 10% Down Payment FHA. For Florida FHA Mortgage applicants with credit scores between 500 and 579 must make down payments of at least 10% down!
- Read more about FHA Qualifying Qualification Summary – Manual Underwrite – Collections-Judgement’s – Bankruptcy or Foreclosure – Compensating Factors –
Florida FHA Mortgage LENDERS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING
- FHA allows higher debt ratio’s than any conventional mortgage loan programs.
- Less than two years on the same job is OK!
- Self-employed buyers can also qualify with Florida FHA Mortgage Lenders.
- Read More about Gifts For Down Payment – Documents Checklist – Debt To Income – Student Loans –
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