DUNEDIN FL FHA MORTGAGE LENDERS

“WHAT IS THE MINIMUM CREDIT SCORE FOR AN FHA MORTGAGE”?

If the Minimum FHA Mortgage Credit Score is at or above 580+ the FHA mortgage applicant is eligible for 96.5% Financing. Our Minimum Credit Score for an FHA mortgage is 500. If the Minimum FHA Mortgage Credit Score is between 500 and 579, the FHA mortgage applicant is limited to a maximum loan-to-value (LTV) of 90 percent of the loan amount..

Florida FHA Mortgage Loans Have Minimal Down Payment & Fees:

Down payment only 3.5% of the purchase price.
Gifts from family or Grants for down payment assistance and closing costs OK!
Seller can credit buyers up to 6% of sales price towards buyers costs.
No reserves or future payments in account required.
FHA regulated closing costs.

Florida FHA Mortgage Lenders Make it Easier To Qualify Because:

Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a Florida 24 months after a chapter 7 Bankruptcy.
FHA will allow a FHA mortgage 3 years after a Foreclosure.
Minimum FICO credit score of 580 required for 96.5% financing.
Bad credit Florida minimum FICO credit score of 500 required for 90% FHA financing.
No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

FHA Mortgage Lenders Allow For Higher Debt To Income and Flexible Job Qualifying:

FHA allows higher debt ratio’s than any other Florida home loan programs.
Less than two years on the same job is OK!
Self-employed buyers can also qualify for FHA.
Check Florida FHA Mortgage Articles for more information.

WE ARE LOCAL DUNEDIN FLORIDA FHA MORTGAGE LENDERS – All DUNEDIN FL Zip codes: 34698.

DUNEDIN FL MORTGAGE PROGRAMS

FIRST TIME HOME BUYER DUNEDIN FLORIDA FHA MORTGAGE LENDERS – The FHA mortgage is not only for first time home buyers. Anyone purchasing a primary home can use the FHA loan. The FHA mortgage is popular with first time home buyers because of the with a low down payment requirement. In additions, bad credit, no credit mortgage applicants will find the FHA mortgage program is the only option to purchase a home. Read more »

BAD CREDIT DUNEDIN FLORIDA FHA MORTGAGE LENDERS – Bad Credit FHA mortgage loan approvals are approved based on a more common sense approach to mortgage lending meaning bad credit borrowers with past foreclosure or Bankruptcy, tax liens, and collections or judgments can still qualify can qualify to purchase a home. Read more »

NO CREDIT SCORE DUNEDIN FLORIDA FHA MORTGAGE LENDERS – FHA loan applicants with no credit score lack of trade lines can still qualify for an FHA mortgage loan using alternate trade lines to build a credit or payment history.Read more »

CONDO DUNEDIN FLORIDA FHA MORTGAGE LENDERS– Search and purchase an FHA approved condo using the FHA mortgage program. Read more »

TOWNHOUSE DUNEDIN FLORIDA FHA MORTGAGE LENDERS – The FHA mortgage program was created to help increase home ownership. The FHA program makes buying a townhouse home easier and less expensive than any other types of real estate mortgage home loan programs Read more »

VILLA DUNEDIN FLORIDA FHA MORTGAGE LENDERS– This FHA loan program was created to help increase home ownership. The FHA program makes buying a villa easier and less expensive than any other types of real estate mortgage home loan programs Read more »

MULTIFAMILY DUNEDIN FLORIDA FHA MORTGAGE LENDERS– This FHA loan program was created to help increase home ownership. The FHA program makes buying a multifamily duplex, triplex or four unit easier and less expensive than any other types of real estate mortgage home loan programs. Read more »

JUMBO DUNEDIN FLORIDA FHA MORTGAGE LENDERS– The Jumbo FHA mortgage loan can be used in higher cost areas over 417,000 to help borrowers qualify for a Jumbo low down payment FHA mortgage option.Read more »

GIFTS ALLOWED DUNEDIN FLORIDA FHA MORTGAGE LENDERS – When apply with an FHA mortgage lender you must document where your down payment came from. If you are getting a gift from a family member you must document the transfer, the documenation is very precise. Make sure the follow the FHA rules for a gift step by step, otherwise you may not be able to use the gift funds! Read more »

MODULAR HOME DUNEDIN FLORIDA FHA MORTGAGE LENDERS – The FHA Title I modular home loan mortgage may be used for the purchase or refinancing of a manufactured home and land built after 1977, a developed lot on which to place a manufactured home, or a manufactured home and lot in combination. The home must be used as the principal residence and never moved from its original location. In addition you must own or buy the land with home. Read more »

INVESTMENT PROPERTY DUNEDIN FLORIDA FHA MORTGAGE LENDERS– The idea of owning a multi family real estate investment property can be a very good idea for those who prepare the tenants to make the FHA mortgage payments.

FORECLOSURE OR BANKRUPTCY DUNEDIN FLORIDA FHA MORTGAGE LENDERS – People with recent foreclosure or bankruptcy us the FHA mortgage to purchase or refinance a home every day! Read more »

STREAMLINE REFINANCE DUNEDIN FLORIDA FHA MORTGAGE LENDERS– Lowering your monthly mortgage payment is easier than ever with an FHA streamline refinance mortgage you do not even need a new appraisal! Read more »

DEBT CONSOLIDATION DUNEDIN FLORIDA FHA MORTGAGE LENDERS– An FHA Debt Consolidation Mortgage Refinance can lower your total monthly payment obligations. Contact us now to show you how much money you can save! Read more »

COLLECTION AND JUDGMENTS DUNEDIN FLORIDA FHA MORTGAGE LENDERS – The Federal Housing Administration (FHA) offers mortgage applicants to the opportunity to purchase a home even with collections and judgements. Read more »

MANUAL UNDERWRITING DUNEDIN FLORIDA FHA MORTGAGE LENDERS– If our local bank does not approve you for an FHA mortgage its still possible to qualify for an FHA mortgage using compensating factors and manual underwriting to qualify. Read more »

LOAN LIMITS FOR DUNEDIN FLORIDA FHA MORTGAGE LENDERS – FHA mortgage loan limits very by county. You can purchase above the FHA mortgage loan limit but you would have to come up with the difference. Read more »

DEBT TO INCOME RATIOS FOR DUNEDIN FLORIDA FHA MORTGAGE LENDERS– The FHA mortgage program will allow higher debt to income ratios than any other first time home buyer programs. Read more »

EXCLUSION LIST FOR DUNEDIN FLORIDA FHA MORTGAGE LENDERS – If you have a past Foreclosure or Student loan in default you may not quality for an FHA mortgage. Read more »

SELLER PAID CLOSING DUNEDIN FLORIDA FHA MORTGAGE LENDERS– Many FHA mortgage applicants find that the FHA mortgage is one of the most affordable mortgage programs allowing the seller to pay the buyers closing cost. Read more »

OCCUPANCY RULES FOR DUNEDIN FLORIDA FHA MORGAGE LENDERS – FHA mortgage loans are for primary home use only. Read more »

VA BAD CREDIT DUNEDIN FLORIDA FHA MORTGAGE LENDERS– VA loan applicants will find that the VA loan has the most flexible loan requirements available to purchase or refinance a home up to 100% loan to value even if you have your a veteran with a foreclosure or bankruptcy. Contact US mortgage lenders to learn how to put your (COE) certificate of eligibility to good use. Read more »

USDA DUNEDIN FLORIDA BAD CREDIT FHA MORTGAGE LENDERS – US mortgage lenders has access to USDA mortgage lenders approving borrowers all the way down to a 550 middle credit score. If you can prove the ability to pay your bills on time then we may have a USDA mortgage lender for you. Read more »

JUMBO DUNEDIN FLORIDA BAD CREDIT MORTGAGE LENDERS–US Mortgage lenders has access to jumbo mortgage lenders and jumbo portolio lenders approving jumbo loan applicants for loan amounts over 417,000 with credit down all the way down to a 600 middle credit score! Read more »

HARD MONEY DUNEDIN FLORIDA BAD CREDIT MORTGAGE LENDERS– If you have large enough down payment and can prove the ability and willingness to pay your bills on time then we may have a hard money lender for you. US Mortgage lenders has access to private lenders and portfolio hard money lenders approving borrowers for loans that your bank will never consider. Read more »

DUNEDIN FLORIDA MORTGAGE AND CITY DATA

Population in 2013: 35,690 (99% urban, 1% rural). Population change since 2000: -0.0%
Males: 15,917 (44.6%)
Females: 19,773 (55.4%)
Median resident age: 5 years
Florida median age: 5 years
Zip codes: 34683, 34684, 34698.
Dunedin Zip Code Map
Estimated median household income in 2013: $44,670 (it was $34,813 in 2000)
Dunedin: $44,670
FL: $46,036
Estimated per capita income in 2013: $29,121 (it was $23,460 in 2000)
Dunedin city income, earnings, and wages data
Estimated median house or condo value in 2013: $142,554 (it was $86,900 in 2000)
Dunedin: $142,554
FL: $153,300
Mean prices in 2013: All housing units: $190,364; Detached houses: $223,858; Townhouses or other attached units: $143,367; In 2-unit structures: $165,252; In 3-to-4-unit structures: $120,778; In 5-or-more-unit structures: $170,229; Mobile homes: $34,371; Occupied boats, RVs, vans, etc.: $69,854
Median gross rent in 2013: $907.
Recent home sales, real estate maps, and home value estimator for zip code 34698
Dunedin, FL residents, houses, and apartments details

Appraisers List

Appraiser Roster as of 09/27/2016
(7 records were selected, 7 records displayed.)

Name	License/ Expiration Date	Address
SUSAN D DELUCA	FLRD684 (Certified Residential) 11-30-2016	SUSAN D. DELUCA 2281 CAROLYN DRIVE DUNEDIN, FL 346980000
JAMES F EDWARDS	FLRD3344 (Certified Residential) 11-30-2016	137 DOUGLAS AVE DUNEDIN, FL 346980000
ROBERT J EDWARDS JR	FLRD3707 (Certified Residential) 11-30-2016	EDWARDS APPRAISAL SERVICE 137 DOUGLAS AVE DUNEDIN, FL 346980000
CUBITT B GOODLIFFE	FLRD4952 (Certified Residential) 11-30-2016	1250 DINNERBELL LANE E DUNEDIN, FL 346980000
PAUL KOVACH	FLRZ2962 (Certified General) 11-30-2016	KOVACH & ASSOCIATES 971 DOUGLAS AVENUE DUNEDIN, FL 346980000
MICHAEL Q POPPELL	FLRZ3181 (Certified General) 11-30-2016	FL REAL ESTATE SERVICES CORP. 2274 MARSHA DRIVE DUNEDIN, FL 346980000
RICHARD L WEILER	FLRD8015 (Certified Residential) 11-30-2018	CITY WIDE APPRAISAL GROUP 2180 CHANTILLY LANE DUNEDIN, FL 346980000