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Sarasota FL FHA Mortgage Lenders

SARASOTA FL MORTGAGE LENDERS

Minimum 3.5% Down with 580+ Minimum 10% Down With 500+ 6% Seller Paid Closing Cost
Down payment Assistance OK! Gift or Down payment = OK Higher Debt To Income Up to 56%
Co Borrowers = OK! Streamline Refinance!  Manual Underwrite = YES!


FLORIDA HOME BUYERS ASK EVERY DAY,

Welcome and thank you for visiting US Mortgage Lenders webpage. We are local Sarasota County Florida mortgage lenders.  We are available to answer any questions you might have 24/7.

US Mortgage Lenders professionals have earned their excellent 5 star zillow and google reviews by opening more doors to homes in Sarasota County Florida than your average Florida lender. To discuss any of our full service Sarasota County Florida programs including, FHA minimum score 550, FHA Cash Out and Streamlines refinancing, Private lenders, Jumbo Loans, VA Mortgage loans down to 550 and Foreign National Loans. Note All Subject to change without notice.

SARASOTA COUNTY FL MORTGAGE LENDERS PROGRAMS INCLUDE:

WE ARE LOCAL SARASOTA COUNTY FLORIDA FHA MORTGAGE LENDERS.

SARASOTA COUNTY FL MORTGAGE PROGRAMS

  • GIFTS ALLOWED SARASOTA COUNTY FLORIDA FHA MORTGAGE LENDERS – When apply with an FHA mortgage lender you must document where your down payment came from. If you are getting a gift from a family member you must  document the transfer, the documenation is very precise. Make sure the follow the FHA rules for a gift step by step, otherwise you may not be able to use the gift funds! Read more »
  • MODULAR HOME SARASOTA COUNTY FLORIDA FHA MORTGAGE LENDERS – The FHA Title I modular home loan mortgage  may be used for the purchase or refinancing of a manufactured home and land built after 1977, a developed lot on which to place a manufactured home, or a manufactured home and lot in combination. The home must be used as the principal residence and never moved from its original location. In addition you must own or buy the land with home. Read more »
  • HARD MONEY SARASOTA COUNTY FLORIDA BAD CREDIT MORTGAGE LENDERSIf you have large enough down payment and can prove the ability and willingness to pay your bills on time then we may have a hard money lender for you. US Mortgage lenders has access to private lenders and portfolio hard money lenders approving borrowers for loans that your bank will never consider. Read more »

SARASOTA COUNTY FLORIDA MORTGAGE AND CITY DATA 

County population in 2012: 386,147 (96% urban, 4% rural); it was 325,957 in 2000

County owner-occupied with a mortgage or a loan houses and condos in 2010: 76,072

County owner-occupied free and clear houses and condos in 2010: 55,687

County owner-occupied houses and condos in 2000: 118,538

Renter-occupied apartments: 43,987 (it was 31,399 in 2000)

% of renters here:            21%

State:    33%

Land area: 572 sq. mi.

Water area: 153.6 sq. mi.

Population density: 669 people per square mile   (high).

Mar. 2013 cost of living index in Sarasota County: 95.2 (less than average, U.S. average is 100)

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