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15 DOWN + SELF EMPLOYED FLORIDA MORTGAGE LENDERS 

15 DOWN + SELF EMPLOYED FLORIDA MORTGAGE LENDERS 

self-em·ployed adjective: self-employed= working for oneself as a freelancer or the owner of a business rather than for an employer. Most self-employed Florida mortgage applicants cannot get approved because they take advantage of to many write-offs. OUR BANK STATEMENT ONLY PROGRAM SOLVES THIS PROBLEM!

Here’s a great new  Florida bank statement only loan program for Florida self-employed borrowers.  Self-employed Florida mortgage applicants can provide 24 months of bank statements to qualify for a Florida mortgage without tax returns.  

Yes, you heard correctly! This bank statement the only loan does not require Tax Returns!  
You simply provide your personal bank statements or you’re business/corporate bank statements to get approved.  
If you are buying a home and had low income reported on your tax returns use this program in lieu of full-doc programs with just 15%-30% down on primary residence or as much as 85% loan to value on refinances without cash out.  

Our bank statement loan product with NO Tax Returns is great for Florida self-employed business owners: 

Florida homebuyers that cannot get approved at their local bank but want to buy Florida real estate. Florida self-employed borrowers only need 24 months business or personal bank statements all pages to verify income. And our bank statement mortgage lenders will allow you to finance up to 50% of your total debt to income with only 10-20% down payment. We allow 24 months business bank statement mortgage applicants to use 70% to 90% of the business deposits to qualify your self-employment income. You choose the bank account for the loan either business or personal and we add up all the deposits and divide by 24 to determine your monthly qualifying income.  We will allow you to use multiple bank statement accounts for income. 

As a result, most Florida businesses often have excellent cash flow and have demonstrated a lengthy past history of being able to pay debt on time. We like this. Therefor we approve many loans other lenders do not. Furthermore, our Florida Bank Statement Loan Program with No Tax Returns can provide financing for the purchase or refinance of a Florida home, condo or 2-4 units. 

KEY POINT TO OUR BANK STATEMENT ONLY MORTGAGE INCLUDE: 

 

About Us

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.

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