US Mortgage Lenders
Rated 5/5.0 based on 266 reviews
US Mortgage Lenders
2700 North 29th AvenueHollywoodFL33020
exclude(954) 667-9110

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STATED INCOME

  • STATED INCOME LENDERS + LICENSED IN Georgia —  Florida — Texas–  Alabama – California – Colorado 
  • No Income Verification Commercial Mortgage Lenders
  • PRIMARY HOME STATED INCOME LOAN REQUIREMENTS
    Stated income loans on Primary Home Approvals are based on Bank statement deposits for the most recent 24 months. The income you can use from your bank statements are determined by your profit and loss statement. The 24 months profit and loss you must provide is not audited!

Stated Income Documentation up to $1.5 million!

 

 

Florida – Bank Statement Only Mortgage Lenders – NO Tax Returns!

  • 24 months personal bank statements
  • 24 months business bank statements w/P&L
  • Asset Xpress program – use assets as income
  • Asset Assist program – use assets as additional income
  • Lease agreement in lieu of Schedule E
  • Up to 55% DTI
  • Up to 90% LTV

HOW STATED LOAN PROGRAMS WORK? Stated income loans are ones in which the borrower discloses information but it is not verified by the stated loan lender. This allows the stated loan lender to process the loan much faster than a conventional loan. The stated mortgage applicant simply “states” what the income and must verity the income after expenses by a profit and loss statement. The profit and loss is used to verify the income after expenses so the borrower can qualify for the stated income loan. The stated information is used to calculate debt to income ratios for the loan, but the expenses are stated and never verified by the stated mortgage lender.

SELF EMPLOYED HAVE EXTENSIVE WRITE OFFS- Stated Income loans were designed for self employed borrowers that can’t prove their income through traditional means of documentation because of extensive write offs to avoid over paying taxes. Many self employed borrowers write off their income so they do not qualify for a traditional conventional mortgage.  Most self employed borrowers deduct as much as they can leaving little to show for a mortgage payment. This can be a challenge for self employed borrowers looking to purchase or refinance a home. This is exactly the situation that a stated income loan was designed for. When reviewing a stated borrowers rental history and credit history it usually  becomes clear that they are making enough money to pay all of their debts in a timely manner. This is a situation that would call for a stated income loan with the use verification of deposits through bank statements. Interest rates on stated mortgage loans are very similar on both stated mortgage programs and so the stated income loan  is normally the preferred choice.

FICO AND OCCUPANCY DETERMINE LOAN TO VALUE-Stated income lenders required that the borrower the type of work the borrower does for at least a full 2 years. The stated income loan is a great alternative with aggressive pricing for self-employed loan applicants that don’t wish to or cannot share their personal information. We look forward to speaking with you about your stated income loan request.

LINKS OF INTEREST

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Stated Income Mortgage Lenders Search Results

STATED INCOME FL MORTGAGE LENDERS PRIMARY HOMES!

https://www.fhamortgageprograms.com/stated-income-loans/

STATED INCOME LENDERS for Primary Homes + Same Day Pre Approvals Call 954-667-9110.

You’ve visited this page many times. Last visit: 6/17/18

15% Down(PRIMARY HOME) Stated Mortgage Lenders

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The Stated mortgage lenders allow you do document you income by using bank statements in lieu of traditional full doc loans with tax returns via 4506T to …

Florida stated income mortgage lenders+same day approval

https://www.fhamortgageprograms.com/stated-income-florida-investor-loans/

Dec 23, 2016 – FLORIDA STATED INCOME LENDERS PROVIDING FAST & EASY APPROVALS. … A true Florida Stated Income Mortgage lender is perfect if you do not have to provide tax returns. … Our Stated income loan program lets you purchase or refinance up to 85% of your Florida Home Purchase!

stated income florida investment lenders – fha mortgage lenders

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Stated Income (No Income Verification). Loan Amounts: $100,000 – $7,000,000. Rates from 8.50% Interest Only. Max LTV 80% (Up to 100% CLTV w/ Rehab …

Stated Income Texas Mortgage Lenders – FHA MORTGAGE LENDERS

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… REFINANCE MORTGAGE · BANK STATEMENTS ONLY · STATED INCOME · MANUAL UNDERWRITING … Stated Income Texas Mortgage Lenders …

10% DOWN+STATED INCOME Texas MORTGAGE LENDERS-

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“Stated Texas income loans are starting to make a small comeback on the secondary market, but only for Texas Mortgage applicants with good credit scores of …

3.5% Florida FHA Mortgage Lenders Min 580 FICO!!

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INVESTOR NO RATIO – No income verification or debt service coverage. …. a home using our statedmortgage program or bank statement only mortgage …

You’ve visited this page many times. Last visit: 6/7/18

10% Down+Georgia Stated Income Bank Statement Only Mortgage …

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Georgia Bank Statement Mortgage Lenders offer a 24-Month Bank Statement Loan Program using bank statements ONLY to qualify with Georgia mortgage …

10% DOWN+STATED INCOME GEORGIA MORTGAGE LENDERS …

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10% DOWN+STATED INCOME GEORGIA MORTGAGE LENDERS- … BANK STATEMENT ONLY-GEORGIA STATED MORTGAGE LENDERS! 3. GEORGIA …

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  • CREDIT REQUIREMENTS

    PORTFOLIO MORTGAGE

    NO MINIMUM

    FHA/ VA MORTGAGE

    500 MIN FICO SCORE

    USDA LOANS

    600 MIN FICO SCORE

    FANNIE MAE.

    620 MIN FICO SCORE

    FREDDIE MAC

    620 MIN FICO SCORE

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    Serving These Fine Florida Counties

    • Alachua
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    • Taylor
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    Serving these fine Florida communities

    • Arcadia
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    • Bradenton
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    • Cape Coral
    • Clewiston
    • Clearwater
    • Crestview
    • Daytona Beach
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    • Deland
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    • Deltona
    • Destin
    • Englewood
    • Fort Pierce
    • Ft. Lauderdale
    • Ft. Myers
    • Ft. Walton Beach
    • Gainesville
    • Hollywood
    • Homosassa Springs
    • Jacksonville
    • Key West
    • Kissimmee
    • Lake City
    • Lakeland
    • Lynn Haven
    • Marathon
    • Marco Island
    • Melbourne
    • Miami
    • Miami Beach
    • North Fort Myers
    • North Miami Beach
    • Naples
    • Ocala
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    • Orlando
    • Ormond Beach
    • Osprey
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    • Palm Bay
    • Palm Beach
    • Palm Coast
    • Panama City
    • Pensacola
    • Pompano Beach
    • Port St. Lucie
    • Punta Gorda
    • Santa Rosa
    • Sarasota
    • Sebastian
    • Sebring
    • Springhill
    • St. Augustine
    • St. Petersburg
    • Tallahassee
    • Tampa
    • The Villages
    • Titusville
    • Venice
    • Vero Beach
    • Wauchula
    • Wesley Chapel
    • West Palm Beach
    • Winter Park

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