HIGHLIGHTS OF USING BANK STATEMENT INCLUDE:
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- 10% Down with a 660 & 15% Down with a 600 Score!
- No tax returns Needed! Proof of 2 years self-employed!
- Owner-occupied, 2nd homes and investment properties.
- Loan Amounts From $150,000 to $3,000,000.
- 12 months personal or 24 months business bank statements
- Debt to income up to 50% considered.
- Choose either a 5/1 and 7/1 ARM’S and/or 30-year fixed.
- No prepayment penalty for owner-occ and 2nd homes
- Seller paid closing cost allowed up to 6%.
- Business Bank Statment Expense Ratio Options Include:
- 4 Different Options For using Business Bank Statement Only!
1) 3 MONTH BUSINESS STATEMENTS (24 Mo. Tax Preparer P&L)2) BORROWER PREPARED P&L (24 Mo. Business Statements)3) 24 MONTH BUSINESS STATEMENTS (Tax Preparer Expense Letter)3) 24 MONTH BUSINESS STATEMENTS (50% Of gross income used No questions asked)
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