GEORGIA MORTGAGE LENDERS

SAME DAY GEORGIA PRE APPROVALS!

Our team is committed to providing our Georgia mortgage loan clients with the highest quality financial services, combined with the lowest rates available. Our Georgia loan officers will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs. Whether you are purchasing a Georgia dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced Georgia mortgage originator can help you find the right loan program at the lowest rate, no matter what your needs are.

FHA MORTGAGE LENDERS INFORMATION

FHA MORTGAGE LENDERS APPROVALS WITH MINIMAL DOWN PAYMENT AND CLOSING FEES:

  • Down payment only 3.5% of the purchase price.
  • Gifts from family or FHA Grants for down payment assistance and closing costs OK!
  • Sellers can credit the buyer’s up to 6% of sales price towards buyers costs and pre-paid.
  • No reserves or future payments in account required.
  • FHA regulated closing costs.

FHA MORTGAGE LENDERS MAKE QUALIFYING EASIER BECAUSE YOU CAN PURCHASE:

  • 12 months after a chapter 13 Bankruptcy FHA mortgage Lender approvals!
  • 24 months after a chapter 7 Bankruptcy FHA mortgage Lender approvals!
  • 3 years after a Foreclosure FHA mortgage Lender approvals!
  • No Credit Score FHA mortgage Lender approvals!
  • 580 required for 96.5% financing or 3.5% down payment FHA mortgage Lender approvals.
  • 500 required for 90% financing or 10% down payment FHA mortgage Lender approvals.
  • Bad Credit with minimum 500 FICO credit score with 10% Down Payment FHA. For FHA mortgage applicants with credit scores between 500 and 579 must make down payments of at least 10% down!

FHA MORTGAGE LENDERS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING

  • FHA allows higher debt ratio’s than any conventional mortgage loan programs.
  • Less than two years on the same job is OK!
  • Self-employed buyers can also qualify with FHA Mortgage Lenders.

POPULAR GEORGIA MORTGAGE LOAN OPTIONS INCLUDE:

• FHA GEORGIA MORTGAGE LENDERS- Min 3.5% down payment minimum 580 fico or 10% down with a 550 fico. Seller paid closing cost up to 6%. Gift from family OK! Florida FHA mortgage lenders can approve you purchase a Florida home 3 years after a foreclosure, 2 years after a chapter 7 bankruptcy and 12 months after a chapter 13 bankruptcy. Please Note- The 3 year waiting period after a foreclosure starts when the title/deed is transferred out of your name.

• VA GEORGIA MORTGAGE LENDERS- 100% VA loan financing with a minimum 550 credit score. Seller paid closing cost up to 4%. Purchase a Florida home using VA certificate of eligibility or/and DD214 waiting only 2 years after a foreclosure or bankruptcy.

• NO CREDIT SCORE GEORGIA MORTGAGE LENDERS- Florida mortgage applicants with no credit score get approved every day to purchase a Florida home with no credit score or lack of credit using alternate trade lines.

• BAD CREDIT GEORGIA MORTGAGE LENDERS- We get borrowers approved every day to purchase a Florida home with a bad credit past. FHA mortgage and VA mortgage approvals are among the easiest loan programs for Florida bad credit mortgage applicants.

• PORTFOLIO GEORGIA MORTGAGE LENDERS- Purchase 1 day our of Foreclosure, Short Sale, Bankruptcy down to a 500 credit score. Loans up to 1 million with credit scores down to 500. Up to 80% Loan To Value. 30 year fixed no prepayment penalty.

• BANK STATEMENT GEORGIA MORTGAGE LENDERS- Must be self employed a minimum 2 years. Must have 3 trade lines for 12 months on the credit report. Transfers from business account OK! All persons listed on bank statements must be used on the loan application. No tax returns needed. 24 months personal bank statements used to qualify. Up to 80% LTV up to 50% DTI. No seasoning after a Florida short sale or Florida foreclosure 2nd homes and investment properties OK!.

• JUMBO GEORGIA BAD CREDIT GEORGIA MORTGAGE LENDERS Your Florida mortgage amount exceeds the current conforming home loan limit (in most cases $417,000), a Jumbo loan is likely the best choice for you. Jumbo loans can be of the fixed or adjustable variety.

• GEORGIA MANUFACTURED AND MODULAR HOME LENDERS- We get borrowers approved every day to purchase a Florida home with  a bad credit past. FHA mortgage and VA mortgage approvals are among the easiest loan programs for Florida bad credit mortgage applicants.

• ADJUSTABLE RATE GEORGIA MORTGAGE LENDERS (ARM)- Savvy borrowers will want to take advantage of the lowest rate available with an adjustable rate mortgage! It’s a great loan option if rates are on the decline or you’re staying in your home for a short time. 

• 30 YEAR FIXED RATE GEORGIA MORTGAGE LENDERS- The 30 year fixed rate Florida mortgage is one of the most popular and secure options available for Florida homebuyers and home owners who want your monthly payments to be low and never change. 

• 15 YEAR FIXED RATE GEORGIA MORTGAGE LENDERS- If you’re looking to save thousands in interest expense and you want to own your home quicker versus a 30 year fixed rate mortgage, a 15 year fixed rate mortgage could be good for you. Plus, your payment and interest rate will never change during the term of this mortgage.

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FAST SAME DAY GEORGIA LOAN APPROVALS!

GEORGIA MORTGAGE LENDERS SERVING EVERY CITY AND COUNTY IN GA INCLUDING:

Cities Counties
Abbeville Wilcox County
Acworth Cobb County
Adairsville Bartow County
Adel Cook County
Adrian Emanuel County
Ailey Montgomery County
Alamo Wheeler County
Alapaha Berrien County
Albany Dougherty County
Aldora Lamar County
Allenhurst Liberty County
Allentown Wilkinson County
Alma Bacon County
Alpharetta Fulton County
Alston Montgomery County
Alto Habersham County
Ambrose Coffee County
Americus Sumter County
Andersonville Sumter County
Arabi Crisp County
Aragon Polk County
Arcade Jackson County
Argyle Clinch County
Arlington Calhoun County
Ashburn Turner County
Athens Athens-Clarke County
Atlanta Fulton County
Attapulgus Decatur County
Auburn Barrow County
Augusta Augusta-Richmond County
Austell Cobb County
Avera Jefferson County
Avondale Estates DeKalb County
Baconton Mitchell County
Bainbridge Decatur County
Baldwin Habersham County
Ball Ground Cherokee County
Barnesville Lamar County
Bartow Jefferson County
Barwick Thomas County
Baxley Appling County
Berkeley Lake Gwinnett County
Berlin Colquitt County
Bethlehem Barrow County
Bishop Oconee County
Blackshear Pierce County
Blairsville Union County
Blakely Early County
Bloomingdale Chatham County
Blue Ridge Fannin County
Bluffton Clay County
Blythe Augusta-Richmond County
Bogart Oconee County
Boston Thomas County
Bostwick Morgan County
Bowdon Carroll County
Bowersville Hart County
Bowman Elbert County
Braselton Jackson County
Braswell Paulding County
Bremen Haralson County
Brinson Decatur County
Bronwood Terrell County
Brookhaven DeKalb County
Brooklet Bulloch County
Brooks Fayette County
Broxton Coffee County
Brunswick Glynn County
Buchanan Haralson County
Buckhead Morgan County
Buena Vista Marion County
Buford Gwinnett County
Butler Taylor County
Byromville Dooly County
Byron Peach County
Cadwell Laurens County
Cairo Grady County
Calhoun Gordon County
Camak Warren County
Camilla Mitchell County
Canon Franklin County
Canton Cherokee County
Carl Barrow County
Carlton Madison County
Carnesville Franklin County
Carrollton Carroll County
Cartersville Bartow County
Cave Spring Floyd County
Cecil Cook County
Cedartown Polk County
Centerville Houston County
Centralhatchee Heard County
Chamblee DeKalb County
Chatsworth Murray County
Chattahoochee Hills Fulton County
Chauncey Dodge County
Chester Dodge County
Chickamauga Walker County
Clarkesville Habersham County
Clarkston DeKalb County
Claxton Evans County
Clayton Rabun County
Clermont Hall County
Cleveland White County
Climax Decatur County
Cobbtown Tattnall County
Cochran Bleckley County
Cohutta Whitfield County
Colbert Madison County
College Park Fulton County
Collins Tattnall County
Colquitt Miller County
Columbus Columbus-Muscogee County
Comer Madison County
Commerce Jackson County
Concord Pike County
Conyers Rockdale County
Coolidge Thomas County
Cordele Crisp County
Cornelia Habersham County
Covington Newton County
Crawford Oglethorpe County
Crawfordville Taliaferro County
Culloden Monroe County
Cumming Forsyth County
Cusseta Cusseta-Chattahoochee County
Cuthbert Randolph County
Dacula Gwinnett County
Dahlonega Lumpkin County
Dallas Paulding County
Dalton Whitfield County
Damascus Early County
Danielsville Madison County
Danville Twiggs County
Darien McIntosh County
Dasher Lowndes County
Davisboro Washington County
Dawson Terrell County
Dawsonville Dawson County
De Soto Sumter County
Dearing McDuffie County
Decatur DeKalb County
Deepstep Washington County
Demorest Habersham County
Dexter Laurens County
Dillard Rabun County
Doerun Colquitt County
Donalsonville Seminole County
Dooling Dooly County
Doraville DeKalb County
Douglas Coffee County
Douglasville Douglas County
Du Pont Clinch County
Dublin Laurens County
Dudley Laurens County
Duluth Gwinnett County
Dunwoody DeKalb County
East Dublin Laurens County
East Ellijay Gilmer County
East Point Fulton County
Eastman Dodge County
Eatonton Putnam County
Edge Hill Glascock County
Edison Calhoun County
Elberton Elbert County
Ellaville Schley County
Ellenton Colquitt County
Ellijay Gilmer County
Emerson Bartow County
Enigma Berrien County
Ephesus Heard County
Eton Murray County
Euharlee Bartow County
Fairburn Fulton County
Fairmount Gordon County
Fargo Clinch County
Fayetteville Fayette County
Fitzgerald Ben Hill County
Flemington Liberty County
Flovilla Butts County
Flowery Branch Hall County
Folkston Charlton County
Forest Park Clayton County
Forsyth Monroe County
Fort Gaines Clay County
Fort Oglethorpe Catoosa County
Fort Valley Peach County
Franklin Heard County
Franklin Springs Franklin County
Funston Colquitt County
Gainesville Hall County
Garden City Chatham County
Garfield Emanuel County
Gay Meriwether County
Geneva Talbot County
Georgetown Georgetown-Quitman County
Gibson Glascock County
Gillsville Banks County
Girard Burke County
Glennville Tattnall County
Glenwood Wheeler County
Good Hope Walton County
Gordon Wilkinson County
Graham Appling County
Grantville Coweta County
Gray Jones County
Grayson Gwinnett County
Greensboro Greene County
Greenville Meriwether County
Griffin Spalding County
Grovetown Columbia County
Gumbranch Liberty County
Guyton Effingham County
Hagan Evans County
Hahira Lowndes County
Hamilton Harris County
Hampton Henry County
Hapeville Fulton County
Haralson Coweta County
Harlem Columbia County
Harrison Washington County
Hartwell Hart County
Hawkinsville Pulaski County
Hazlehurst Jeff Davis County
Helen White County
Helena Telfair County
Hephzibah Augusta-Richmond County
Hiawassee Towns County
Higgston Montgomery County
Hiltonia Screven County
Hinesville Liberty County
Hiram Paulding County
Hoboken Brantley County
Hogansville Troup County
Holly Springs Cherokee County
Homeland Charlton County
Homer Banks County
Homerville Clinch County
Hoschton Jackson County
Hull Madison County
Ideal Macon County
Ila Madison County
Iron City Seminole County
Irwinton Wilkinson County
Ivey Wilkinson County
Jackson Butts County
Jacksonville Telfair County
Jakin Early County
Jasper Pickens County
Jefferson Jackson County
Jeffersonville Twiggs County
Jenkinsburg Butts County
Jersey Walton County
Jesup Wayne County
Johns Creek Fulton County
Jonesboro Clayton County
Junction City Talbot County
Kennesaw Cobb County
Keysville Burke County
Kingsland Camden County
Kingston Bartow County
Kite Johnson County
LaFayette Walker County
LaGrange Troup County
Lake City Clayton County
Lake Park Lowndes County
Lakeland Lanier County
Lavonia Franklin County
Lawrenceville Gwinnett County
Leary Calhoun County
Leesburg Lee County
Lenox Cook County
Leslie Sumter County
Lexington Oglethorpe County
Lilburn Gwinnett County
Lilly Dooly County
Lincolnton Lincoln County
Lithonia DeKalb County
Locust Grove Henry County
Loganville Gwinnett County
Lone Oak Meriwether County
Lookout Mountain Walker County
Louisville Jefferson County
Lovejoy Clayton County
Ludowici Long County
Lula Hall County
Lumber City Telfair County
Lumpkin Stewart County
Luthersville Meriwether County
Lyerly Chattooga County
Lyons Toombs County
Macon Bibb County
Madison Morgan County
Manassas Tattnall County
Manchester Meriwether County
Mansfield Newton County
Marietta Cobb County
Marshallville Macon County
Martin Stephens County
Maxeys Oglethorpe County
Maysville Banks County
McCaysville Fannin County
McDonough Henry County
McIntyre Wilkinson County
McRae Telfair County
Meansville Pike County
Meigs Thomas County
Menlo Chattooga County
Metter Candler County
Midville Burke County
Midway Liberty County
Milan Telfair County
Milledgeville Baldwin County
Millen Jenkins County
Milner Lamar County
Milton Fulton County
Mitchell Glascock County
Molena Pike County
Monroe Walton County
Montezuma Macon County
Monticello Jasper County
Montrose Laurens County
Moreland Coweta County
Morgan Calhoun County
Morganton Fannin County
Morrow Clayton County
Morven Brooks County
Moultrie Colquitt County
Mount Airy Habersham County
Mount Vernon Montgomery County
Mount Zion Carroll County
Mountain City Rabun County
Mountain Park Fulton County
Nahunta Brantley County
Nashville Berrien County
Nelson Pickens County
Newborn Newton County
Newington Screven County
Newnan Coweta County
Newton Baker County
Nicholls Coffee County
Nicholson Jackson County
Norcross Gwinnett County
Norman Park Colquitt County
North High Shoals Oconee County
Norwood Warren County
Oak Park Emanuel County
Oakwood Hall County
Ochlocknee Thomas County
Ocilla Irwin County
Oconee Washington County
Odum Wayne County
Offerman Pierce County
Oglethorpe Macon County
Oliver Screven County
Omega Tift County
Orchard Hill Spalding County
Oxford Newton County
Palmetto Fulton County
Parrott Terrell County
Patterson Pierce County
Pavo Brooks County
Payne City Bibb County
Peachtree City Fayette County
Peachtree Corners Gwinnett County
Pearson Atkinson County
Pelham Mitchell County
Pembroke Bryan County
Pendergrass Jackson County
Perry Houston County
Pine Lake DeKalb County
Pine Mountain Harris County
Pinehurst Dooly County
Pineview Wilcox County
Pitts Wilcox County
Plains Sumter County
Plainville Gordon County
Pooler Chatham County
Port Wentworth Chatham County
Portal Bulloch County
Porterdale Newton County
Poulan Worth County
Powder Springs Cobb County
Preston Webster County
Pulaski Candler County
Quitman Brooks County
Ranger Gordon County
Ray City Berrien County
Rayle Wilkes County
Rebecca Turner County
Register Bulloch County
Reidsville Tattnall County
Remerton Lowndes County
Rentz Laurens County
Resaca Gordon County
Reynolds Taylor County
Rhine Dodge County
Riceboro Liberty County
Richland Stewart County
Richmond Hill Bryan County
Riddleville Washington County
Rincon Effingham County
Ringgold Catoosa County
Riverdale Clayton County
Riverside Colquitt County
Roberta Crawford County
Rochelle Wilcox County
Rockmart Polk County
Rocky Ford Screven County
Rome Floyd County
Rossville Walker County
Roswell Fulton County
Royston Franklin County
Rutledge Morgan County
Sale City Mitchell County
Sandersville Washington County
Sandy Springs Fulton County
Santa Claus Toombs County
Sardis Burke County
Sasser Terrell County
Savannah Chatham County
Scotland Telfair County
Screven Wayne County
Senoia Coweta County
Shady Dale Jasper County
Sharon Taliaferro County
Sharpsburg Coweta County
Shellman Randolph County
Shiloh Harris County
Siloam Greene County
Sky Valley Rabun County
Smithville Lee County
Smyrna Cobb County
Snellville Gwinnett County
Social Circle Walton County
Soperton Treutlen County
Sparks Cook County
Sparta Hancock County
Springfield Effingham County
St. Marys Camden County
Stapleton Jefferson County
Statenville Echols County
Statesboro Bulloch County
Statham Barrow County
Stillmore Emanuel County
Stockbridge Henry County
Stone Mountain DeKalb County
Sugar Hill Gwinnett County
Summerville Chattooga County
Sumner Worth County
Surrency Appling County
Suwanee Gwinnett County
Swainsboro Emanuel County
Sycamore Turner County
Sylvania Screven County
Sylvester Worth County
Talbotton Talbot County
Talking Rock Pickens County
Tallapoosa Haralson County
Tallulah Falls Habersham County
Talmo Jackson County
Tarrytown Montgomery County
Taylorsville Bartow County
Temple Carroll County
Tennille Washington County
Thomaston Upson County
Thomasville Thomas County
Thomson McDuffie County
Thunderbolt Chatham County
Tifton Tift County
Tignall Wilkes County
Toccoa Stephens County
Toomsboro Wilkinson County
Trenton Dade County
Trion Chattooga County
Tunnel Hill Whitfield County
Turin Coweta County
Twin City Emanuel County
Ty Ty Tift County
Tybee Island Chatham County
Tyrone Fayette County
Unadilla Dooly County
Union City Fulton County
Union Point Greene County
Uvalda Montgomery County
Valdosta Lowndes County
Varnell Whitfield County
Vernonburg Chatham County
Vidalia Toombs County
Vienna Dooly County
Villa Rica Carroll County
Waco Haralson County
Wadley Jefferson County
Waleska Cherokee County
Walnut Grove Walton County
Walthourville Liberty County
Warm Springs Meriwether County
Warner Robins Houston County
Warrenton Warren County
Warwick Worth County
Washington Wilkes County
Watkinsville Oconee County
Waverly Hall Harris County
Waycross Ware County
Waynesboro Burke County
West Point Troup County
Whigham Grady County
White Bartow County
White Plains Greene County
Whitesburg Carroll County
Willacoochee Atkinson County
Williamson Pike County
Winder Barrow County
Winterville Athens-Clarke County
Woodbine Camden County
Woodbury Meriwether County
Woodland Talbot County
Woodstock Cherokee County
Woodville Greene County
Woolsey Fayette County
Wrens Jefferson County
Wrightsville Johnson County
Yatesville Upson County
Young Harris Towns County
Zebulon Pike County

GEORGIA FHA MORTGAGE LENDERS