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FHA Mortgage For Non-Permanent Resident Aliens

US Mortgage Lenders Accepts and Approve FHA Mortgage For Non-Permanent Resident Aliens

A Borrower who is a non-permanent resident alien may be eligible for FHA-insured financing provided:
 the Property will be the Borrower’s Principal Residence;

 the Borrower has a valid SSN
 the Borrower is eligible to work in the United States, as evidenced by the Employment Authorization Document issued by the USCIS; and
 the Borrower satisfies the same requirements, terms, and conditions as those for U.S. citizens.

The Employment Authorization Document is required to substantiate work status. If the Employment Authorization Document will expire within one year and a prior history of residency status renewals exists, the Mortgagee may assume that continuation will be granted.If there are no prior renewals, the Mortgagee must determine the likelihood of renewal based on information from the USCIS.

24-48 Hour Turn times ALL FHA,VA and Conv. Loans

See below some of our Highlights

FHA Mortgage Lenders 

 

  • Follow Findings max dti to 56.99!
  • Manual Underwrites OK with Max DTI  40/50 per HUD
  • Gift Funds with no restrictions
  • W2 transcripts only with NO add to price
  • No Overlays, follow AUS and HUD Guidelines.
  • NO Minimum Tradelines with an AUS!
  • No score borrowers are OK!
  • Manufactured Homes OK
  • Down Payment Assistance Programs OK
  • Take a look at our rates, link is above or below
  • Closing loans in less than 17 days!
VA Mortgage Lenders 
  • NO OVERLAYS WITH an Approve Eligible, follow findings. 
  • Manual Underwrites Ok 
  • 100% LTV CASH OUT
  • IRRRLS to 580 score
  • Manufactured Homes OK
  • The minimum score is 580
We Close MORE LOANS, OUR NON PRIME OPTIONS INCLUDE:
– Jumbo to 90% LTV No MI as low as 680 score
– Jumbo Loans Full Doc as low as 600 credit score NO MI 
– No Ratio program for Investment Properties 
  to 75 LTV
– Bank Statement Program using Business or Personal                Statements up to 90 LTV 
– Recent BK, or Short Sales OK.

 

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