Our team is committed to providing our Georgia mortgage loan clients with the highest quality financial services, combined with the lowest rates available. Our Georgia loan officers will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs. Whether you are purchasing a Georgia dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced Georgia mortgage originator can help you find the right loan program at the lowest rate, no matter what your needs are.



  • Down payment only 3.5% of the purchase price.
  • Gifts from family or FHA Grants for down payment assistance and closing costs OK!
  • Sellers can credit the buyer’s up to 6% of sales price towards buyers costs and pre-paid.
  • No reserves or future payments in account required.
  • FHA regulated closing costs.


  • 12 months after a chapter 13 Bankruptcy FHA mortgage Lender approvals!
  • 24 months after a chapter 7 Bankruptcy FHA mortgage Lender approvals!
  • 3 years after a Foreclosure FHA mortgage Lender approvals!
  • No Credit Score FHA mortgage Lender approvals!
  • 580 required for 96.5% financing or 3.5% down payment FHA mortgage Lender approvals.
  • 500 required for 90% financing or 10% down payment FHA mortgage Lender approvals.
  • Bad Credit with minimum 500 FICO credit score with 10% Down Payment FHA. For FHA mortgage applicants with credit scores between 500 and 579 must make down payments of at least 10% down!


  • FHA allows higher debt ratio’s than any conventional mortgage loan programs.
  • Less than two years on the same job is OK!
  • Self-employed buyers can also qualify with FHA Mortgage Lenders.


• FHA GEORGIA MORTGAGE LENDERS- Min 3.5% down payment minimum 580 fico or 10% down with a 550 fico. Seller paid closing cost up to 6%. Gift from family OK! Florida FHA mortgage lenders can approve you purchase a Florida home 3 years after a foreclosure, 2 years after a chapter 7 bankruptcy and 12 months after a chapter 13 bankruptcy. Please Note- The 3 year waiting period after a foreclosure starts when the title/deed is transferred out of your name.

• VA GEORGIA MORTGAGE LENDERS- 100% VA loan financing with a minimum 550 credit score. Seller paid closing cost up to 4%. Purchase a Florida home using VA certificate of eligibility or/and DD214 waiting only 2 years after a foreclosure or bankruptcy.

• NO CREDIT SCORE GEORGIA MORTGAGE LENDERS- Florida mortgage applicants with no credit score get approved every day to purchase a Florida home with no credit score or lack of credit using alternate trade lines.

• BAD CREDIT GEORGIA MORTGAGE LENDERS- We get borrowers approved every day to purchase a Florida home with a bad credit past. FHA mortgage and VA mortgage approvals are among the easiest loan programs for Florida bad credit mortgage applicants.

• PORTFOLIO GEORGIA MORTGAGE LENDERS- Purchase 1 day our of Foreclosure, Short Sale, Bankruptcy down to a 500 credit score. Loans up to 1 million with credit scores down to 500. Up to 80% Loan To Value. 30 year fixed no prepayment penalty.

• BANK STATEMENT GEORGIA MORTGAGE LENDERS- Must be self employed a minimum 2 years. Must have 3 trade lines for 12 months on the credit report. Transfers from business account OK! All persons listed on bank statements must be used on the loan application. No tax returns needed. 24 months personal bank statements used to qualify. Up to 80% LTV up to 50% DTI. No seasoning after a Florida short sale or Florida foreclosure 2nd homes and investment properties OK!.

• JUMBO GEORGIA BAD CREDIT GEORGIA MORTGAGE LENDERS Your Florida mortgage amount exceeds the current conforming home loan limit (in most cases $417,000), a Jumbo loan is likely the best choice for you. Jumbo loans can be of the fixed or adjustable variety.

• GEORGIA MANUFACTURED AND MODULAR HOME LENDERS- We get borrowers approved every day to purchase a Florida home with  a bad credit past. FHA mortgage and VA mortgage approvals are among the easiest loan programs for Florida bad credit mortgage applicants.

• ADJUSTABLE RATE GEORGIA MORTGAGE LENDERS (ARM)- Savvy borrowers will want to take advantage of the lowest rate available with an adjustable rate mortgage! It’s a great loan option if rates are on the decline or you’re staying in your home for a short time. 

• 30 YEAR FIXED RATE GEORGIA MORTGAGE LENDERS- The 30 year fixed rate Florida mortgage is one of the most popular and secure options available for Florida homebuyers and home owners who want your monthly payments to be low and never change. 

• 15 YEAR FIXED RATE GEORGIA MORTGAGE LENDERS- If you’re looking to save thousands in interest expense and you want to own your home quicker versus a 30 year fixed rate mortgage, a 15 year fixed rate mortgage could be good for you. Plus, your payment and interest rate will never change during the term of this mortgage.

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Cities Counties
Abbeville Wilcox County
Acworth Cobb County
Adairsville Bartow County
Adel Cook County
Adrian Emanuel County
Ailey Montgomery County
Alamo Wheeler County
Alapaha Berrien County
Albany Dougherty County
Aldora Lamar County
Allenhurst Liberty County
Allentown Wilkinson County
Alma Bacon County
Alpharetta Fulton County
Alston Montgomery County
Alto Habersham County
Ambrose Coffee County
Americus Sumter County
Andersonville Sumter County
Arabi Crisp County
Aragon Polk County
Arcade Jackson County
Argyle Clinch County
Arlington Calhoun County
Ashburn Turner County
Athens Athens-Clarke County
Atlanta Fulton County
Attapulgus Decatur County
Auburn Barrow County
Augusta Augusta-Richmond County
Austell Cobb County
Avera Jefferson County
Avondale Estates DeKalb County
Baconton Mitchell County
Bainbridge Decatur County
Baldwin Habersham County
Ball Ground Cherokee County
Barnesville Lamar County
Bartow Jefferson County
Barwick Thomas County
Baxley Appling County
Berkeley Lake Gwinnett County
Berlin Colquitt County
Bethlehem Barrow County
Bishop Oconee County
Blackshear Pierce County
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Blakely Early County
Bloomingdale Chatham County
Blue Ridge Fannin County
Bluffton Clay County
Blythe Augusta-Richmond County
Bogart Oconee County
Boston Thomas County
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Bowdon Carroll County
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Brinson Decatur County
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Pembroke Bryan County
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Sharon Taliaferro County
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Shellman Randolph County
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Woodland Talbot County
Woodstock Cherokee County
Woodville Greene County
Woolsey Fayette County
Wrens Jefferson County
Wrightsville Johnson County
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Young Harris Towns County
Zebulon Pike County


About Us

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.


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