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Florida Mortgage Programs

FL Real Estate Home Loans

When you decide to apply for a Florida home loan through FL mortgage company, you're dealing with experienced full-time mortgage lending professionals who know FL real estate. We offer a huge assortment of mortgage programs built around Florida home buyers and homeowners.

Whether you're buying a first home using our great FHA mortgage program or refinancing a home you already own using traditional Florida mortgage financing, nothing helps more than having a seasoned Florida mortgage lender working hard to make your dreams a reality.

As a well established and seasoned Florida mortgage business, our employees are far from being the new kids on the Florida home loan block. Our established and professional mortgage experts have delivered low mortgage rates, great terms, and on time real estate closing to Florida mortgage clients for a decade. Why not give us a call today or use our convenient quick application to see what we can accomplish together!

Superior Florida Home Lending Solutions

Here is what three of our recent Florida home lending clients had to say about the Mortgage financing they received from us.

"As first time Home Buyers, we were not sure what to expect from a mortgage company. Tom made applying and getting pre-approved for our FHA loan simple. Tom was very thorough in explaining our loan options and staying in touch with us from start to finish. We're happy to recommend him to anyone needing a home loan."

Janice - Miami, Florida

"I needed to Refinance my home right away to stop Foreclosure. Tom provided excellent service and extremely fast turnaround for my refinance. Tom saved my home and I simply can't thank him enough!"

David - Tampa, Florida

"Our bank wouldn't finance the manufactured home we wanted, but Tom matched us with a very affordable FHA loan. It was nice dealing with a Florida lender that actually made getting the loan a pleasant experience. Thank you Tom! We had almost given up on buying that country home!"

Dianna & Michael - Zephyrhills, Florida

Give us a call 1-954-667-9110 or use our quick application to find out more about the many Florida mortgage programs we can make available.

A Florida Mortgage Lender With Access
To The Best Florida Mortgage Financing

Many people go directly to their local bank when it's time to get a Florida mortgage. They don't think too much about it: a mortgage is a mortgage, right? In fact, the fees charged, skill, and relevant experience of Florida loan officers differs dramatically.

But, equally important, heading right for the local bank or credit union could be a costly mistake! Why? The fact is, it may limit you to only the loans offered by them.

As a Florida Mortgage Lender, we can readily act as mortgage broker and match you with the best Florida mortgage financing programs from hundreds of lenders. We are an independent mortgage lender and beyond our own offerings, we can shop the pick of many Florida lenders for the best rates and terms for your mortgage financing in Tampa, Florida or any of the other Florida cities that we serve. Further, unlike the local bank or credit union, we don't close up shop at 4:30. We have the dedication to personal client service that many big banks proclaim but fail to deliver.

We are a Florida Mortgage Business with a Serious Commitment to Customer Service!

Every Florida mortgage lender's website promises that they provide outstanding customer service, but few of them ever bother to tell you specifically what that promise means.

What is good customer service?

It's All About Your Florida home loan!

  • Good service on your Florida home loan begins with respect. We'll ask the right questions and listen so that we understand your short and long term financial objectives before we ever recommend a particular mortgage program.
  • Successful mortgage service means being able to demonstrate the long-term costs of different mortgages and spell out the advantages and drawbacks in plain English. Whether you are a seasoned Investor seeking a Florida 100% financing loan in St. Petersburg, or a first time home buyer looking for the security of a government insured FHA mortgage in Clearwater, we will spell out the options and their full costs clearly.
  • Good mortgage service means being responsive and available. Some Florida mortgage businesses make you wade through a complex voice mail system or negotiate a multi-department maze to get answers on your Florida home loan financing. From application to closing, you will have a single dedicated point of contact for your Florida mortgage. No excuses, just answers.
  • You can expect your Florida mortgage professional to be meticulous at the beginning. Once he or she has asked the right questions and we have identified the best Florida mortgage program, your loan officer will help you gather the documentation to create a well-presented and complete loan application. We take the same care whether it is a simple 30k home equity line of credit for renovations in Hudson or a Florida Jumbo mortgage for an estate home in West Palm Beach.
  • Your experienced mortgage loan officer will be proactive. Applying for a home loan and starting the journey to the closing table can be an anxious time. We will keep you in the loop as we work to assure that your mortgage loan closes as promised with no surprises. Expect prompt answers and frequent updates as your loan moves from application to approval to funded and closed.

Your Florida home mortgage is the key to a stable financial future. For most of us, it's very likely to be a large line item in our monthly budget for as long as we keep our home. As the premier mortgage business in Florida, you can count on our understanding just how important your loan is. You may only shop for a Florida mortgage three or four times in a lifetime. Our qualified, experienced loan officers spend their full working days doing nothing but Florida mortgages for clients statewide.

Call 1-954-667-9110 or apply online using our quick application right now to get experienced professional and friendly Florida mortgage service from a fhamortgageprograms.com Mortgage professional.