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Georgia Bank Statement No Tax Return Mortgage Lenders

GEORGIA BANK STATEMENT ONLY+GA MORTGAGE FOR SELF EMPLOYED
6 GEORGIA STATED INCOME MORTGAGE LENDERS
Stated Income Florida Mortgage LendSTATED INCOME GEORGIA MORTGAGE LENDERS+EASY APPROVALS!
1099 GEORGIA MORTGAGE LENDERS – NO TAX RETURNS – NO BANK STATEMENTS

How do I Qualify For A Georgia Mortgage Using 1099’s For Income?

  • You must be employed in the same line of work or business for at least 2 years.
  • We can then average your 2 years 1099 average with your year-to-date income!
  • We also need your most recent 2 months bank statement to document your income has continued year to date.

24 MONTHS PERSONAL BANK STATEMENT ONLY GEORGIA MORTGAGE LENDERS

  • Use 100% of the deposits
  • Must provide 2 months’ business bank statements to verify where deposits come from.
  • NO more than 6 NSF in the last 12 months.
  • Minimum 640 FIco Score Prime Bank Statement Mortgage Lenders
  • Minimum 600 fico for Standard Bank Statement mortgage Lenders

12 MONTHS PERSONAL BANK STATEMENT GEORGIA MORTGAGE LENDERS

  • 2 months business bank statements required
  • 80% Loan to Value
  • 4 years proof of self employment
  • Prime bank statement mortgage lenders only

24-MONTH BUSINESS BANK STATEMENT GEORGIA MORTGAGE LENDERS

  • 24 months business bank statements.
  • Minimum 25% ownership in the business
  • 3rd party CPA, Enrolled Agent, Or Reputable Bookery letter to verify experiences.
  • MInimum 600 fico score
  • Standard bank statement mortgage lenders only

ASSET EXPRESS GEORGIA MORTGAGE LENDERS PROGRAM

  • Liquid assets that total the entire principal balance with 5 years other expenses
  • Excluding principal and interest on subject qualifies.
  • All qualifying assets must be inthe  bank or brokerage account.
  • Assets must be seasoned for at least 6 months.
  • 75% Maximum Loan to value.
  • Credit grades A,A-, B+

ASSET ASSIST GEORGIA MORTGAGE LENDERS LOAN PROGRAM

  • Liquid assets qualify for borrowers income with other income.
  • Qualifying assets in the bank or brokerage account.
  • Assets must be seasoned for at least 6 months.
  • Credit grades A, A, B All parties on shared accounts must b on the loan.
  • Owner occupied, 2nd homes, non owner occupied homes

LEASE AGREEMENT GEORGIA MORTGAGE LENDERS PROGRAM

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